10481 Montecito Dr, Lone Tree, CO 80124 Property Records

Douglas County property record for 10481 Montecito Dr, Lone Tree, CO 80124

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 4,312 sqft · built 2013
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$1,214,585 (Apr 2021)
Tax Bill	$12,839 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2231-15-4-07-007`

Property Details

APN / Parcel Number

Primary APN	`2231-15-4-07-007`
Alternative APNs	`R0481831` `0481831`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,312 sqft Living Area
Gross Area	4,728 sqft
1st Floor Area	2,548 sqft
Basement Area	2,180 sqft
Finished Basement	1,764 sqft
Unfinished Basement	416 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,578 sqft (0.151 acres)
Garage Area	697 sqft
Porch	Porch
Porch Area	614 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0481831
Street Address	10481 MONTECITO DR
City	LONE TREE
State	CO
Zip	80124-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 RIDGEGATE SECTION 15 FLG 14 1ST AMD 0.151 AM/L
Legal Range	67W
Legal Township	06S
Legal Section	15
Legal Quarter	SE
Legal Subdivision	RIDGEGATE SECTION 15
Legal Lot Number	10
Jurisdiction	DOUGLAS CO
Township / Civil Division	SEDALIA
Census Block Group	1
Census Block	1008
Census Tract	14125

Owner

Source: Douglas County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10481 MONTECITO DR, LONE TREE, CO 80124-5332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit RED ROCKS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	202147051
Prior Transfer Date	Feb 10, 2012
Prior Transfer Doc	0000010124
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS CO
Recording Date	Apr 9, 2021
Property Address	10481 MONTECITO DR, LONE TREE, CO 80124-5332
Document Number	0000047051
Instrument Date	Apr 7, 2021
Instrument	2021047051
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.46
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 MONTECITO DR, 10481, LONE TREE, CO 80124-5332

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10481 MONTECITO DR, LONE TREE, CO 80124-5332

Mortgage

Document Number	0000047052
Date	Apr 9, 2021
Instrument	2021047052

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS CO
Property Address	10481 MONTECITO DR, LONE TREE, CO 80124-5332
Document Number	0000042501
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10481 MONTECITO DR LONE TREE CO 801245332, LONE TREE, CO 80124-5332

Mortgage

Document Number	0000042501
Date	Jul 13, 2018
Instrument	42501

Lender

Name	RED ROCKS CU
Address	LITTLETON, CO 80120

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Douglas County
Municipality	Lone Tree City
Unified School District	Douglas County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,920 (-) Land $11,600 Building $83,320	$1,395,945 (-) Land $170,643 Building $1,225,302
2025	$12,839.00 (-8.08%)	$94,920 (-9.97%) Land $11,600 Building $83,320	$1,395,945 (-11.29%) Land $170,643 Building $1,225,302
2024	$13,967.00 (-0.68%)
2023	$14,063.00	$105,430 Land $12,440 Building $92,990	$1,573,675 Land $185,723 Building $1,387,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 42% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000

May also be available: Aerux Broadband, Kellin Communications, Starry, Verizon.

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