1048 Wayne Way, San Mateo, CA 94403 Property Records

San Mateo County property record for 1048 Wayne Way, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,770 sqft · built 2000
Lot Size	0.071 acres (3,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,059,000 (May 2013)
Tax Bill	$17,565 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`040-510-430`

Property Details

APN / Parcel Number

Primary APN	`040-510-430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	890 sqft
2nd Floor Area	880 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	98 ft deep x 45 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	1048 WAYNE WAY
City	SAN MATEO
State	CA
Zip	94403-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 BAY MEADOWS NO.3 RSM 130/18-27
Legal Subdivision	BAY MEADOWS NO.3
Legal Lot Number	43
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1006
Census Tract	607500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE UNLIMITED
Jul 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2013 · Amount on Record
Deed Sale	May 9, 2013 · Amount on Record
Prior Sale	Jun 18, 2003 · Amount on Record
Deed Document Number	201369632
Last Transfer Date	Jul 7, 2020
Transfer Doc	0000070343
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561

Mortgage

Document Number	0000050522
Date	Oct 11, 2023
Instrument	2023-050522

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561

Mortgage

Document Number	0000119808
Date	Aug 17, 2021
Instrument	2021-119808

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561

Mortgage

Document Number	0000110600
Date	Oct 14, 2020
Instrument	2020-110600

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 21, 2020
Property Address	1048 WAYNE WAY, SAN MATEO, CA 94403-1561
Document Number	0000070343
Instrument Date	Jul 7, 2020
Instrument	70343
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1048 WAYNE WAY SAN MATEO CA 944031561, SAN MATEO, CA 94403-1561

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,330,152 (+2%) Land $665,076 Building $665,076
2025	$17,565.00 (+5.96%)	$1,304,072 (+4.04%) Land $652,036 Building $652,036
2023	$16,577.00 (-0.02%)	$1,253,434 Land $626,717 Building $626,717	$1,039,230
2022	$16,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–1998)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 819 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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