1048 W 5th St, Chico, CA 95928 Property Records

Butte County property record for 1048 W 5th St, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,190 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2026)
Tax Bill	$761 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2023 Sale
Flood Zone	Zone AO (high risk)
APN	`004-116-008-000`

Property Details

APN / Parcel Number

Primary APN	`004-116-008-000`
Alternative APNs	`004-116-014-000` `004-116-008`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,190 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	004116008000
Street Address	1048 W 5TH ST
City	CHICO
State	CA
Zip	95928-5040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	1048 W 5TH ST
Legal Subdivision	CHICO
Legal Block	113
Legal Lot Number	5,6
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	5
Census Block	5010
Census Tract	1100

Owner

1048 W 5th St is owned and occupied by an individual who bought it in April 2026.

Source: Butte County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1048 W 5TH ST, CHICO, CA 95928-5040
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 2, 2023	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2026 · Amount on File
Deed Sale	Apr 1, 2026 · Amount on File
Deed Document Number	20269365
Prior Transfer Date	Mar 23, 2009
Prior Transfer Doc	0000009670
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Apr 1, 2026
Property Address	1048 W 5TH ST, CHICO, CA 95928-5040
Document Number	0000009365
Instrument Date	Mar 27, 2026
Instrument	2026.9365
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34,996.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 W 5TH ST, CHICO, CA 95928-5040

Mortgage

Document Number	0000009366,
Date	Apr 1, 2026
Instrument	2026.9366

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 2, 2023
Property Address	1048 W 5TH ST, CHICO, CA 95928-5040
Document Number	0000006435
Instrument Date	Dec 6, 2022
Instrument	2023-0006435
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	703 B ST, MARYSVILLE, CA 95901-5556
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1048 W 5th St was $761, up 8.3% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,137 (+2%) Land $19,122 Building $46,015
2025	$761.00 (+8.25%)	$63,861 Land $18,748 Building $45,113
2024	$703.00 (+1.15%)		$330,840
2023	$695.00 (+1.91%)	$61,383 Land $18,021 Building $43,362
2022	$682.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1048 W 5th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DigitalPath, GeoLinks, Race Communications.

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