1048 Tournament Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 1048 Tournament Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,143 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$233,900 (Dec 2018)
Tax Bill	$5,084 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R31-223-18-3519-0000-6450`

Property Details

APN / Parcel Number

Primary APN	`R31-223-18-3519-0000-6450`
Alternative APNs	`01238315` `1238315`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,143 sqft Living Area
1st Floor Area	2,143 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,152 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01238315
Street Address	1048 TOURNAMENT DR
City	SPRING HILL
State	FL
Zip	34608-8472
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINKS AT SEVEN HILLS UNIT 10 LOT 645
Legal Range	18E
Legal Township	23S
Legal Section	31
Legal Subdivision	LINKS AT SEVEN HILLS UNIT 10
Legal Lot Number	645
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2005
Census Tract	40901

Owner

1048 Tournament Dr is owned and occupied by an individual who bought it in December 2018.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Mailing Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Dec 26, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Dec 26, 2018	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2018 · Amount on File
Deed Sale	Dec 26, 2018 · Amount on File
Prior Sale	Dec 7, 2016 · Amount on File
Deed Document Number	2018076658
Deed Book / Page	3654 / 1816
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042281778
Date	Oct 11, 2022
Book Page	4228/1778
Instrument	2022074505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472

Mortgage

Document Number	0039710109
Date	Mar 24, 2021
Book Page	3971/109
Instrument	2021020275

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	PHILADELPHIA, PA 19104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472
Document Number	0037961150
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 TOURNAMENT DR SPRING HILL FL 346088472, SPRING HILL, FL 34608-8472

Mortgage

Document Number	0037961150
Date	Jan 16, 2020
Book Page	003796/001150
Instrument	3470

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 26, 2018
Property Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472
Document Number	0036541816
Book / Page	3654 / 1816
Map Reference	MB 26 PG 30-32
Instrument Date	Dec 21, 2018
Instrument	2018076658
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATL TITLE OF FLORI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,637.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 TOURNAMENT DR, SPRING HILL, FL 34608-8472

Mortgage

Document Number	2018076659
Date	Dec 26, 2018
Instrument	2018076659

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1048 Tournament Dr was $5,084.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,084.00	$351,636	$361,970 Land $23,085 Building $338,885
2023		$290,608 (-13.79%) Land $290,608
2022	$4,918.00	$337,112 Land $18,468 Building $318,644	$370,293 Land $23,085 Building $347,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Tournament Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Tournament Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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