1048 Rowan St, Roseville, CA 95678 Property Records

Placer County property record for 1048 Rowan St, Roseville, CA 95678

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,425 sqft · built 2006
Lot Size	0.77 acres (3,370 sqft)
Owner	Company Name on Record
Last Sale	$352,000 (Jun 2016)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-520-061-000`

Property Details

APN / Parcel Number

Primary APN	`015-520-061-000`
Alternative APN	`015-520-061`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,425 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	3,370 sqft (0.77 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	015-520-061
Street Address	1048 ROWAN ST
City	ROSEVILLE
State	CA
Zip	95678-5876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 LEGACY SUB MOR BK AA PG 71
Legal Subdivision	LEGACY SUB
Legal Lot Number	61
Jurisdiction	PLACER CA
Township / Civil Division	ROSEVILLE
Census Block Group	1
Census Block	1002
Census Tract	21046

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1048 ROWAN ST, ROSEVILLE, CA 95678-5876
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 24, 2020	Quit Claim Deed, Transfer GROVES CAP INC
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 7, 2019	Deed of Trust, Mortgage · Conventional with PMI GROVES CAP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2016 · Amount on Record
Deed Sale	Jun 28, 2016 · Amount on Record
Prior Sale	Dec 26, 2006 · Amount on Record
Deed Document Number	201650947
Last Transfer Date	Nov 17, 2020
Transfer Doc	0000137012
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1048 ROWAN ST, ROSEVILLE, CA 95678-5876
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093565
Date	Nov 27, 2017
Instrument	2017-0093565

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Nov 24, 2020
Property Address	1048 ROWAN ST, ROSEVILLE, CA 95678-5876
Document Number	0000137012
Instrument Date	Aug 17, 2020
Instrument	137012
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1048 ROWAN ST ROSEVILLE CA 956785876, ROSEVILLE, CA 95678-5876

Mortgage

Document Number	137013
Date	Nov 24, 2020
Instrument	137013

Lender

Name	GROVES CAP INC
Address	SAN DIEGO, CA 92130

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Mar 4, 2020
Property Address	1048 ROWAN ST, ROSEVILLE, CA 95678-5876
Document Number	0000019636
Instrument Date	Feb 27, 2020
Instrument	19636
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1048 ROWAN ST ROSEVILLE CA 956785876, ROSEVILLE, CA 95678-5876

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	1048 ROWAN ST, ROSEVILLE, CA 95678-5876
Document Number	0000100894
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 ROWAN ST ROSEVILLE CA 956785876, ROSEVILLE, CA 95678-5876

Mortgage

Document Number	0000100894
Date	Dec 12, 2019
Instrument	100894

Lender

Name	GROVES CAP INC
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$425,021 (+2%) Land $84,518 Building $340,503
2025	$4,975.00 (+3.82%) Homeowner's exemption	$416,688 (+4.04%) Land $82,861 Building $333,827
2023	$4,792.00 (+0.15%) Homeowner's exemption	$400,510 Land $79,645 Building $320,865
2022	$4,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROSEVILLE serves 165,736 people · EPA ID CA3110008
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Kwikbit, Verizon.

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