1048 Ridgemont Dr, Milpitas, CA 95035 Property Records

Santa Clara County property record for 1048 Ridgemont Dr, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,987 sqft · built 1994
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,000 (Dec 1994)
Tax Bill	$6,301 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`088-47-072`

Property Details

APN / Parcel Number

Primary APN	`088-47-072`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,987 sqft Living Area
1st Floor Area	962 sqft
2nd Floor Area	1,025 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	128 ft deep x 35 ft wide
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1048 RIDGEMONT DR
City	MILPITAS
State	CA
Zip	95035-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HILLCREST LOT 213
Legal Subdivision	HILLCREST
Legal Tract	7945
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1014
Census Tract	504415

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 RIDGEMONT DR, MILPITAS, CA 95035-7837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CREDIT UNION
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
Nov 13, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1994 · Amount on Record
Deed Sale	Dec 28, 1994 · Amount on Record
Deed Document Number	199412760012
Deed Book / Page	712 / 859
Last Transfer Date	Oct 25, 2002
Transfer Doc	0016609144
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1048 RIDGEMONT DR, MILPITAS, CA 95035-7837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023725239
Date	Aug 11, 2017
Instrument	23725239

Lender

Name	STAR ONE CREDIT UNION
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1048 RIDGEMONT DR, MILPITAS, CA 95035-7837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 RIDGEMONT DR, MILPITAS, CA 95035-7837

Mortgage

Document Number	0024765863
Date	Dec 29, 2020
Instrument	24765863

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1048 RIDGEMONT DR, MILPITAS, CA 95035-7837
Document Number	0024070568
Instrument Date	Nov 13, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 RIDGEMONT DR MILPITAS CA 950357837, MILPITAS, CA 95035-7837

Mortgage

Document Number	0024070568
Date	Nov 28, 2018
Instrument	24070568

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,209 (+2%) Land $211,748 Building $317,461
2025	$6,301.00 (+3.91%)	$518,834 (+4.04%) Land $207,597 Building $311,237
2023	$6,064.00 (+0.38%)	$498,689 Land $199,537 Building $299,152
2022	$6,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Ridge Wireless, T-Mobile, Verizon.

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