1048 Ramsgate Ct, Winter Park, FL 32792 Property Records

Seminole County property record for 1048 Ramsgate Ct, Winter Park, FL 32792 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1981
Square Footage1,719 sqft Living Area
Lot Size0.217 acres
OccupancyOwner Occupied
Last Sale$154,000 (2003)
Tax Bill$1,575.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-21-30-504-0000-0480

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,719 sqft Living Area
1st Floor1,719 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,480 sqft
Parking Spaces2 Parking Spaces
Garage Area529 sqft Garage
Porch1 Porch
Porch Area144 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1048 RAMSGATE CT
CityWINTER PARK
StateFL
Zip32792-6122
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 48 HOWELL ESTATES 1ST ADD PB 23 PG 32
Legal Range30E
Legal Township21S
Legal Section26
Legal SubdivisionHOWELL ESTATES 1ST ADD
Legal Tract504
Legal Lot Number48
JurisdictionSEMINOLE FL
Minor Civil DivisionCASSELBERRY-ALTAMONTE SPRINGS
Census Blockgroup2
Census Block2000
Census Tract22206

Owner

Source: Seminole County records · APN 26-21-30-504-0000-0480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1048 RAMSGATE CT, WINTER PARK, FL 32792-6122
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2003 · Amount on Record
Deed SaleSep 18, 2003 · Amount on Record
Deed Doc Number2003166393
Deed Book / Page05020 / 0588
Record RefreshedJun 08, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1048 RAMSGATE CT, WINTER PARK, FL 32792-6122
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0093331152
DateApr 11, 2019
Book Page09333/1152
Instrument2019038142
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1048 RAMSGATE CT, WINTER PARK, FL 32792-6122
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 RAMSGATE CT, WINTER PARK, FL 32792-6122

Mortgage

Document Number0097510818
DateNov 03, 2020
Book Page9751/818
Instrument2020125512
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,575.00 (-7.79%) Homeowner's exemption$151,654 (+5.99%)$364,770 (+13.72%) Land $115,000 Building $249,770
2023$1,708.00 (+3.02%) Homeowner's exemption$143,087 (+3%)$320,755 (+4.36%) Land $85,000 Building $235,755
2022$1,658.00 Homeowner's exemption$138,919$307,341 Land $75,000 Building $232,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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