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1048 Pine Shadow Dr, Apopka, FL 32712 Property Records

Orange County property record for 1048 Pine Shadow Dr, Apopka, FL 32712 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,260 sqft · built 1986
Lot Size0.388 acres (16,887 sqft)
Owner2 Individual Names on File
Last Sale$141,400 (Apr 1995)
Tax Bill$2,567 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN34-20-28-9097-01-370

Property Details

APN / Parcel Number

Primary APN34-20-28-9097-01-370
Alternative APNs
  • 282034909701370
  • 182821
  • 186304
  • 189967

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,260 sqft Living Area
Gross Area3,358 sqft
1st Floor Area2,260 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,887 sqft (0.388 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area526 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1048 PINE SHADOW DR
CityAPOPKA
StateFL
Zip32712-8143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEKIWA GLEN REPLAT 10/85 LOT 137
Legal Range28E
Legal Township20S
Legal Section34
Legal SubdivisionWEKIWA GLEN REP
Legal Tract9097
Legal Block1
Legal Lot Number137
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1024
Census Tract17805

Owner

Source: Orange County records · APN 34-20-28-9097-01-370

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1048 PINE SHADOW DR, APOPKA, FL 32712-8143
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA/IL
Jul 10, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 21, 1995 · Amount on Record
Deed SaleApr 21, 1995 · Amount on Record
Deed Book / Page4882 / 1742
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1048 PINE SHADOW DR, APOPKA, FL 32712-8143
Document Number0000202358
Instrument DateMar 24, 2018
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 PINE SHADOW DR APOPKA FL 327128143, APOPKA, FL 32712-8143

Mortgage

Document Number0000202358
DateApr 05, 2018
Instrument202358
Lender
NameBANK OF AMERICA/IL
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 04, 2048
Interest
Rate TypeAdjustable Rate

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1048 PINE SHADOW DR, APOPKA, FL 32712-8143
Document Number0000430502
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 PINE SHADOW DR APOPKA FL 327128143, APOPKA, FL 32712-8143

Mortgage

Document Number0000430502
DateAug 03, 2017
Instrument430502
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 02, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$202,425 (+2.7%)$405,690 (-1.21%) Land $90,000 Building $315,690
2025$2,567.00 (+2.23%) Homeowner's exemption$197,103 (+5.99%)$410,650 (+9.85%) Land $90,000 Building $320,650
2024$2,511.00 (+7.26%)
2023$2,341.00 (+5.45%) Homeowner's exemption$185,969 (+3%)$373,818 (+13.19%) Land $90,000 Building $283,818
2022$2,220.00 Homeowner's exemption$180,552$330,251 Land $90,000 Building $240,251

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950178051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, river or lake flooding, Hurricane Irma

Wildfire

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire LikelihoodAbout 1 in 235 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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