1048 Norfolk Dr, La Plata, MD 20646 Property Records

Charles County property record for 1048 Norfolk Dr, La Plata, MD 20646

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,406 sqft · built 1998
Lot Size	0.514 acres (22,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Jan 2006)
Tax Bill	$13,751 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-062808`

Property Details

APN / Parcel Number

Primary APN	`01-062808`
Alternative APNs	`1062808` `062808`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,406 sqft Living Area
Gross Area	2,806 sqft
1st Floor Area	2,406 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	22,389 sqft (0.514 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	666 sqft
Porch	Open Porch
Porch Area	128 sqft
Deck Area	530 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062808
Street Address	1048 NORFOLK DR
City	LA PLATA
State	MD
Zip	20646-3553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-21
Legal Description	LT 19 PL 1 SEC 3 TOWN OF LA PLATA KINGS GRANT SUB
Legal Subdivision	TOWN OF LA PLATA
Legal Block	2
Legal Lot Number	19
Jurisdiction	CHARLES MD
Township / Civil Division	1, LA PLATA
Census Block Group	2
Census Block	2005
Census Tract	851003

Owner

Source: Charles County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1048 NORFOLK DR, LA PLATA, MD 20646-3553
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2006 · Amount on Record
Deed Sale	Jan 11, 2006 · Amount on Record
Prior Sale	Apr 2, 1998 · Amount on Record
Deed Document Number	20061706
Deed Book / Page	5643 / 60
Transfer Doc	0041290037
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1048 NORFOLK DR, LA PLATA, MD 20646-3553
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110600354
Date	Mar 26, 2020
Book Page	11060/354

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	1048 NORFOLK DR, LA PLATA, MD 20646-3553
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 NORFOLK DR, LA PLATA, MD 20646-3553

Mortgage

Document Number	0117790196
Date	Apr 26, 2021
Book Page	11779/196

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Municipality	La Plata Town
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,751.00 (+136.27%) Homeowner's exemption	$455,433 (+18.2%)	$490,500 (+27.3%) Land $96,100 Building $394,400
2023	$5,820.00 Homeowner's exemption	$385,300 Land $96,100 Building $289,200	$385,300 Land $96,100 Building $289,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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