Union County property record for 1048 Nickalaus Dr, Matthews, NC 28104
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,418 sqft · built 1994 |
| Lot Size | 1.19 acres (52,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Oct 2017) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-024-100 |
| Primary APN | 06-024-100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,418 sqft Living Area |
| 1st Floor Area | 2,443 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,098 sqft (1.19 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1048 NICKALAUS DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-40 WESLE |
| Legal Description | #58 HEATHER GLEN OPCD542 |
| Legal Subdivision | HEATHER GLEN |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21021 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1048 NICKALAUS DR, MATTHEWS, NC 28104-7226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT HOME LOANS LLC |
| Oct 20, 2017 | Warranty Deed, Transfer · Conventional with PMI DIRECT HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2017 · Amount on Record |
| Deed Sale | Oct 20, 2017 · Amount on Record |
| Prior Sale | Aug 15, 2013 · Amount on Record |
| Deed Document Number | 201730831 |
| Deed Book / Page | 7037 / 400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1048 NICKALAUS DR, MATTHEWS, NC 28104-7226 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 1048 NICKALAUS DR, MATTHEWS, NC 28104-7226 |
| Document Number | 0008900378 |
|---|---|
| Date | May 8, 2024 |
| Book Page | 8900/378 |
| Instrument | 10428 |
| Name | DIRECT HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 20, 2017 |
| Property Address | 1048 NICKALAUS DR, MATTHEWS, NC 28104-7226 |
| Document Number | 7037400 |
| Book / Page | 007037 / 000400 |
| Instrument Date | Oct 19, 2017 |
| Instrument | 30831 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $880.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1048 NICKALAUS DR MATTHEWS NC 281047226, MATTHEWS, NC 28104-7226 |
| Document Number | 7037402 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 007037/000402 |
| Instrument | 30832 |
| Name | DIRECT HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28204 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2047 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,800 (-) Land $171,600 Building $658,200 | $829,800 (-) Land $171,600 Building $658,200 | |
| 2025 | $4,041.00 (+40.85%) | $829,800 (+84.61%) Land $171,600 Building $658,200 | $829,800 (+84.61%) Land $171,600 Building $658,200 |
| 2023 | $2,869.00 | $449,500 Land $77,900 Building $371,600 | $449,500 Land $77,900 Building $371,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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