1048 N 23rd St, Billings, MT 59101 Property Records

Yellowstone County property record for 1048 N 23rd St, Billings, MT 59101

Property Summary

Property Type	Quadplex
Details	8 bd · 8 ba · 2,624 sqft · built 1936
Lot Size	0.16 acres (6,966 sqft)
Owner	Company Name on Record
Last Sale	$255,900 (Nov 2020)
Tax Bill	$2,076 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A163920`

Property Details

APN / Parcel Number

Primary APN	`000A163920`
Alternative APNs	`03-1033-32-1-10-11-0000` `R0317102` `A163920` `A16392`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Units	8 Units
Stories	1 Story
Building Area	2,624 sqft Living Area
1st Floor Area	1,496 sqft
Basement Area	1,128 sqft
Finished Basement	1,128 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1975
Architectural Style	Quadruplex
Construction Type	Frame
Lot Area	6,966 sqft (0.16 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1048 N 23RD ST
City	BILLINGS
State	MT
Zip	59101-0856
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RMF-R
Legal Description	23RD STREET SUBD (17), S32, T01 N, R26 E, BLOCK 8, LOT 1B
Legal Subdivision	23RD STREET SUBD (17)
Legal Block	8
Legal Lot Number	1B
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2013
Census Tract	200

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5002 LAUREL RD, BILLINGS, MT 59101-4607
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Commercial Mortgage VALLEY FINANCIAL CU
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY FINANCIAL CU
Dec 20, 2022	Warranty Deed, Transfer FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO
Nov 10, 2020	Warranty Deed, Transfer · Conventional Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Nov 2, 2012 · Amount on Record
Deed Document Number	20203947221
Last Transfer Date	Sep 22, 2022
Transfer Doc	0004030633
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1048 N 23RD ST, BILLINGS, MT 59101-0856
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	FIRST MONTANA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 LAUREL RD, BILLINGS, MT 59101-4607

Mortgage

Document Number	0004067152
Date	Jan 31, 2024
Instrument	4067152

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59104

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2025

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	1048 N 23RD ST, BILLINGS, MT 59101-0856
Transaction Type	Mortgage
Record Updated	Mar 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 LAUREL RD, BILLINGS, MT 59101-4607

Mortgage

Document Number	0004042417
Date	Mar 10, 2023
Instrument	4042417

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Dec 20, 2022
Property Address	1048 N 23RD ST, BILLINGS, MT 59101-0856
Document Number	0004037285
Map Reference	DOC 3789286
Instrument Date	Dec 16, 2022
Instrument	4037285
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5002 LAUREL RD, BILLINGS, MT 59101-4607

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Nov 10, 2020
Property Address	1048 N 23RD ST, BILLINGS, MT 59101-0856
Document Number	0003947221
Map Reference	DOC 3789286
Instrument Date	Nov 10, 2020
Instrument	3947221
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	385 NW 8TH ST, PRINEVILLE, OR 97754-1105

Mortgage

Document Number	0003947222
Date	Nov 10, 2020
Instrument	3947222

Lender

Name	COLUMBIA STATE BANK
Type	Bank
Address	COEUR D ALENE, ID 83815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,400 (-) Land $59,918 Building $231,482	$291,400 (-) Land $59,918 Building $231,482
2025	$2,076.00 (-27.31%)	$291,400 (+6.35%) Land $59,918 Building $231,482	$291,400 (+6.35%) Land $59,918 Building $231,482
2024	$2,856.00 (+16.81%)
2023	$2,445.00	$274,000	$274,000 Land $48,035 Building $225,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Wisp West Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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