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1048 Morris St, Hammond, IN 46320 Property Records

Lake County property record for 1048 Morris St, Hammond, IN 46320

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,377 sqft · built 2007
Lot Size0.31 acres (13,520 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Nov 2024)
Tax Bill$3,032 (2024)
Deeds & MortgagesNov 2024 Second Mortgage
Mar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN007-26-34-0363-0007

Property Details

APN / Parcel Number

Primary APN007-26-34-0363-0007
Alternative APNs
  • 45-07-06-180-007.000-023
  • 263403630007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,377 sqft Living Area
Gross Area2,839 sqft
1st Floor Area2,377 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2020
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area13,520 sqft (0.31 acres)
Lot Dimensions130 ft deep x 104 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1048 MORRIS ST
CityHAMMOND
StateIN
Zip46320-2669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR33
Legal DescriptionHAMMOND REDEVELOPMENT COMMISSIONS RESUBDIVISION OF MAYWOOD ADD BL. FIVE LOT 7
Legal SubdivisionMAYWOOD ADD
Legal Lot Number7
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group2
Census Block2015
Census Tract20800

Owner

1048 Morris St is owned and occupied by an individual who bought it in November 2024.

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address1048 MORRIS ST, HAMMOND, IN 46320-2669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
INDIANA HOUSING & COMMUNITY DEVELOPMENT
Mar 21, 2024Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2024 · Amount on File
Deed SaleNov 1, 2024 · Amount on File
Prior SaleNov 1, 2024 · Amount on File
Deed Document Number2024537575
Prior Transfer DateOct 25, 2024
Prior Transfer Doc0000037574
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1048 MORRIS ST, HAMMOND, IN 46320-2669
Transaction TypeMortgage
Record UpdatedMar 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037577
DateNov 1, 2024
Instrument2024-537577
Lender
NameINDIANA HOUSING & COMMUNITY DEVELOPMENT
TypeGovernment Agency
AddressHAMMOND, IN 46320
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address1048 MORRIS ST, HAMMOND, IN 46320-2669
Transaction TypeMortgage
Record UpdatedMar 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 MORRIS ST, HAMMOND, IN 46320-2669

Mortgage

Document Number0000008772
DateMar 21, 2024
Instrument2024-508772
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$308,300 Land $38,500 Building $269,800$308,300 Land $38,500 Building $269,800
2024$3,032.00
2023$212,800 (+4.93%) Land $29,400 Building $183,400$212,800 (+4.93%) Land $29,400 Building $183,400
2022$4,642.00 Homeowner's exemption$202,800 Land $29,400 Building $173,400$202,800 Land $29,400 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Morris St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Morris St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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