1048 Michael Ln, Anniston, AL 36207 Property Records

Calhoun County property record for 1048 Michael Ln, Anniston, AL 36207

Property Summary

Property Type	Single Family Home
Details	1,709 sqft · built 1955
Lot Size	0.502 acres (21,867 sqft)
Owner	Individual Name on Record
Last Sale	$114,900 (Jun 2021)
Tax Bill	$633 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-09-2-002-032.000`

Property Details

APN / Parcel Number

Primary APN	`21-02-09-2-002-032.000`
Alternative APNs	`196986` `22194`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	1,709 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,867 sqft (0.502 acres)
Lot Dimensions	122 ft deep x 140 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	196986
Street Address	1048 MICHAEL LN
City	ANNISTON
State	AL
Zip	36207-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 09 TSP 16S RNG 08E SUNSET LAND COS REV BLKS 2-6 CYNTHIA CRESCENT ADD TO SUNSET HGTS BLK 3 LOTS 14 & 15 ANNISTON ALA
Legal Range	08E
Legal Township	16S
Legal Section	09
Legal Subdivision	CYNTHIA CRESCENT ADDITION
Legal Block	3
Legal Lot Number	14,15
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	1
Census Block	1011
Census Tract	900

Owner

Source: Calhoun County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 MICHAEL LN, ANNISTON, AL 36207-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage HUD
Jun 24, 2021	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MTG & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Document Number	20213283-0502
Deed Book / Page	3283 / 502
Prior Transfer Date	Jan 29, 2016
Prior Transfer Doc	003199/163
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	1048 MICHAEL LN, ANNISTON, AL 36207-4122
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005111/546
Date	Sep 12, 2023
Book Page	5111/546
Instrument	5111-0546

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	336 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN AL
Recording Date	Jun 24, 2021
Property Address	1048 MICHAEL LN, ANNISTON, AL 36207-4122
Document Number	003283/502
Book / Page	3283 / 502
Map Reference	MB D PG 121-122
Instrument Date	Jun 4, 2021
Instrument	3283-0502
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3920 MORRIS DR, ANNISTON, AL 36207-6427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 MICHAEL LN, ANNISTON, AL 36207-4122

Mortgage

Document Number	5009055050090550
Date	Jun 24, 2021
Instrument	5009/055050090550

Lender

Name	VANDERBILT MTG & FINANCE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	005009/561
Date	Jun 24, 2021
Book Page	5009/561
Instrument	5009-0561

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Anniston City
Unified School District	Anniston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$633.00 (+7.29%)
2025	$590.00 (-4.22%) Homeowner's exemption	$12,260 (-3.89%)	$122,500 (-3.97%) Land $18,700 Building $103,800
2024	$616.00 Homeowner's exemption	$12,756 (-) Land $1,870 Building $10,886	$127,560 (-) Land $18,700 Building $108,860
2023	$616.00 Homeowner's exemption	$12,756 (-) Land $1,870 Building $10,886	$127,560 (-) Land $18,700 Building $108,860
2022	$616.00 Homeowner's exemption	$12,756 Land $1,870 Building $10,886	$127,560 Land $18,700 Building $108,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANNISTON ALABAMA, THE WWSB OF THE CITY O serves 56,865 people · EPA ID AL0000133
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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