Cabarrus County property record for 1048 McLain Rd, Kannapolis, NC 28083
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,536 sqft · built 2022 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2023) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5623 14 9526 |
| Primary APN | 5623 14 9526 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,896 sqft |
| 1st Floor Area | 648 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,095 sqft (0.094 acres) |
| Lot Dimensions | 150 ft deep x 28 ft wide |
| Garage Type | Mixed |
| Garage Area | 240 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Patio Area | 88 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 162942 |
|---|---|
| Street Address | 1048 MCLAIN RD |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-5280 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R18 |
| Legal Description | LT 5 MCLAIN RD |
| Legal Subdivision | FOREST PARK ELEMENTARY SC |
| Legal Lot Number | 5 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40704 |
1048 McLain Rd, a townhouse, is owned and occupied by an individual who bought it in May 2023.
Source: Cabarrus County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1048 MCLAIN RD, KANNAPOLIS, NC 28083-5280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · FHA Mortgage VYLLA TITLE LLC, VYLLA TITLE |
| May 12, 2023 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 12, 2023 · Amount on File |
| Deed Sale | May 12, 2023 · Amount on File |
| Deed Document Number | 20239406 |
| Deed Book / Page | 16484 / 326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 8, 2026 |
| Property Address | 1048 MCLAIN RD, KANNAPOLIS, NC 28083-5280 |
| Document Number | 0000021262 |
| Book / Page | 18158 / 105 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 202621262 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | VYLLA TITLE LLC, VYLLA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1048 MCLAIN RD, KANNAPOLIS, NC 28083-5280 |
| Document Number | 0000021262, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 18158/105 |
| Instrument | 202621262 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 321 Months |
| Due | Jun 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 12, 2023 |
| Property Address | 1048 MCLAIN RD, KANNAPOLIS, NC 28083-5280 |
| Document Number | 0016484326 |
| Book / Page | 16484 / 326 |
| Map Reference | MB 92 PG 55 |
| Instrument Date | Apr 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16400 SUTTERS RUN LN, HUNTERSVILLE, NC 28078-6477 |
| Name | Verified Name |
|---|---|
| Address | 1048 MCLAIN RD, KANNAPOLIS, NC 28083-5280 |
| Document Number | 0164840330 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 16484-0330 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $270,730 (-) Land $50,000 Building $220,730 | |
| 2025 | $270,730 Land $50,000 Building $220,730 | |
| 2024 | $270,730 (+70.76%) Land $50,000 Building $220,730 | |
| 2023 | $158,540 Land $26,000 Building $132,540 | $158,540 Land $26,000 Building $132,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1048 McLain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 McLain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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