Monroe County and Webster Town property record for 1048 Klem Rd, Webster, NY 14580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,441 sqft · built 1961 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Aug 2022) |
| Tax Bill | $10,904 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265489 064.16-1-1.1 |
| Primary APN | 265489 064.16-1-1.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,441 sqft Living Area |
| 1st Floor Area | 1,258 sqft |
| 2nd Floor Area | 952 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02917080000 |
|---|---|
| Street Address | 1048 KLEM RD |
| City | WEBSTER |
| State | NY |
| Zip | 14580-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | BRANDON SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 1.100 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WEBSTER |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 11302 |
Source: Monroe County and Webster Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Line of Credit RELIANT COMMUNITY FEDERAL CREDIT UNION |
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Aug 8, 2022 | Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP |
| Jun 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CNB MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2022 · Amount on Record |
| Deed Sale | Aug 8, 2022 · Amount on Record |
| Deed Document Number | 2022960 |
| Deed Book / Page | 12703 / 31 |
| Prior Transfer Date | Jun 1, 2020 |
| Prior Transfer Doc | 0000000553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 10, 2026 |
| Property Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0003452376 |
| Book / Page | 31403 / 614 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 20263452376 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0003452376, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 31403/614 |
| Instrument | 20263452376 |
| Name | RELIANT COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INS CO UPSTATE |
| Name | Verified Name |
|---|
| Document Number | 0000000478 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 30234/246 |
| Instrument | 202303160478 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 8, 2022 |
| Property Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0000000960 |
| Book / Page | 12703 / 31 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 202208080960 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1870 LAKE RD, 1870, WEBSTER, NY 14580-9750 |
| Name | Verified Name |
|---|---|
| Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0000000961 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 202208080961 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000000962 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 30007/423 |
| Instrument | 202208080962 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Jun 4, 2020 |
| Property Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0000000553 |
| Book / Page | 12348 / 220 |
| Map Reference | LB 353 PG 71 |
| Instrument Date | Jun 1, 2020 |
| Instrument | 202006040553 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Title Company | ROCHESTER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 KLEM RD, WEBSTER, NY 14580-8601 |
| Document Number | 0000000554 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 202006040554 |
| Name | CNB MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Monroe County and Webster Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Webster Town |
| Unified School District | Webster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,904.00 (+1.02%) | ||
| 2025 | $10,794.00 | $233,500 (+8.96%) Land $31,900 Building $201,600 | $486,500 (+31.66%) Land $66,464 Building $420,036 |
| 2023 | $214,300 Land $31,900 Building $182,400 | $369,500 Land $55,003 Building $314,497 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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