Bedford County property record for 1048 Kelso Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,838 sqft · built 1882 |
| Lot Size | 10.6 acres (463,478 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,104 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90 A 98 |
| Primary APN | 90 A 98 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,838 sqft Living Area |
| 1st Floor Area | 256 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 463,478 sqft (10.6 acres) |
| Porch | Porch |
| Porch Area | 320 sqft |
| Deck Area | 804 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1048 KELSO MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-3846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENICKS PB 52/270 |
| Legal Subdivision | PENICKS |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30401 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1048 KELSO MILL RD, BEDFORD, VA 24523-3846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,104.00 | $269,500 (+1%) Land $97,800 Building $171,700 | |
| 2023 | $1,104.00 Additional exemption filed | $134,750 | $269,500 Land $97,800 Building $171,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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