1048 Independence Rd, Lima, OH 45801 Property Records

Allen County property record for 1048 Independence Rd, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,188 sqft · built 1944
Lot Size	0.501 acres (21,824 sqft)
Owner	2 Individual Names on Record
Last Sale	$61,000 (Nov 2024)
Tax Bill	$922 (2025)
Deeds & Mortgages	Nov 2022 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-2906-02-007.000`

Property Details

APN / Parcel Number

Primary APN	`37-2906-02-007.000`
Alternative APN	`H2737290602007000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Family Room	Family Room

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	21,824 sqft (0.501 acres)
Lot Dimensions	273 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	48 sqft
Deck Area	264 sqft
Patio Area	264 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1048 INDEPENDENCE RD
City	LIMA
State	OH
Zip	45801-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY VIEW FARMS ADDITION LOT 10012 FF 80.00 JOINT TEN
Legal Subdivision	CITY VIEW FARMS ADDITION
Legal Lot Number	10012
Jurisdiction	ALLEN OH
Township / Civil Division	BATH
Census Block Group	2
Census Block	2030
Census Tract	11200

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1052 INDEPENDENCE RD, LIMA, OH 45801-3114
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Transfer on Death Deed, Transfer
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2024 · Amount on Record
Deed Sale	Nov 1, 2024 · Amount on Record
Prior Sale	May 13, 1988 · Amount on Record
Deed Document Number	202410133
Prior Transfer Date	Dec 8, 2006
Prior Transfer Doc	12110013309
Record Updated	Sep 20, 2026

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Nov 18, 2022
Property Address	1048 INDEPENDENCE RD, LIMA, OH 45801-3114
Document Number	11180013334
Book / Page	2022 / 13334
Map Reference	MB 3 PG 290
Instrument Date	Nov 18, 2022
Instrument	202211180013334
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1048 INDEPENDENCE RD, LIMA, OH 45801-3114
Document Number	0000002802
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 INDEPENDENCE RD LIMA OH 458013114, LIMA, OH 45801-3114

Mortgage

Document Number	0000002802
Date	Mar 16, 2020
Instrument	2802

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 15, 2027

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Bath Township
Unified School District	Bath Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$922.00 (+92.48%)	$20,580 (-) Land $3,500 Building $17,080	$58,800 (-) Land $10,000 Building $48,800
2024	$479.00 (+0.21%) Homeowner's exemption	$20,580 (+4.95%) Land $3,500 Building $17,080	$58,800 (+5%) Land $10,000 Building $48,800
2023	$478.00 (-2.65%) Homeowner's exemption	$19,610 (-) Land $3,330 Building $16,280
2022	$491.00 Homeowner's exemption	$19,610 Land $3,330 Building $16,280
2021			$56,000 Land $9,500 Building $46,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TSC.

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