Schenectady County and Rotterdam Town property record for 1048 Gordon Rd, Schenectady, NY 12306
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,242 sqft · built 1978 |
| Lot Size | 11.4 acres (496,584 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $236,900 (Apr 2007) |
| Tax Bill | $15,713 (2026) |
| Deeds & Mortgages | Jan 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 37.-5-3.2 |
| Primary APN | 422800 37.-5-3.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,242 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Basement Area | 832 sqft |
| Finished Basement | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 496,584 sqft (11.4 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 375 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1048 GORDON RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-7208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A-1 |
| Legal Block | 5 |
| Legal Lot Number | 3.002 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 32602 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1048 GORDON RD, SCHENECTADY, NY 12306-7208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2007 · Amount on Record |
| Deed Sale | Apr 4, 2007 · Amount on Record |
| Deed Book / Page | 1757 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1048 GORDON RD, SCHENECTADY, NY 12306-7208 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1048 GORDON RD, SCHENECTADY, NY 12306-7208 |
| Document Number | 0000001325 |
|---|---|
| Date | Jan 10, 2023 |
| Book Page | 5282/452 |
| Instrument | 202301325 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 21, 2032 |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,713.00 (-4.31%) Homeowner's exemption | ||
| 2025 | $16,421.00 | $250,000 (-) Land $46,400 Building $203,600 | $384,600 (+16.94%) Land $71,382 Building $313,218 |
| 2023 | $250,000 Land $46,400 Building $203,600 | $328,900 Land $61,044 Building $267,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 31 (1996–2026) |
| Claims Outside the SFHA | 12 of 31 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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