1048 Garner Ave, Wheaton, IL 60187 Property Records

DuPage County property record for 1048 Garner Ave, Wheaton, IL 60187

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,184 sqft · built 1928
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on Record
Last Sale	$520,000 (Aug 2024)
Tax Bill	$8,533 (2025)
Deeds & Mortgages	Aug 2026 Sale Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-15-109-017`

Property Details

APN / Parcel Number

Primary APN	`05-15-109-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
Gross Area	2,404 sqft
Basement Area	728 sqft
Finished Basement	728 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	13.1 ft deep x 6.2 ft wide
View / Lot	Corner
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1048 GARNER AVE
City	WHEATON
State	IL
Zip	60187-4414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ANDERSONS ADD E 1/2 ALL LOT 16 & 17 N 1/2 VAC ALLEY ADJ SAME
Legal Subdivision	ANDERSONS ADD
Legal Block	4
Legal Lot Number	16,17
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1022
Census Tract	841902

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1048 GARNER AVE, WHEATON, IL 60187-4414
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 4, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Oct 31, 1995 · Amount on Record
Deed Document Number	202448836
Last Transfer Date	May 4, 2026
Transfer Doc	0000052972
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 3, 2026
Property Address	1048 GARNER AVE, WHEATON, IL 60187-4414
Document Number	0000052972
Instrument Date	May 4, 2026
Instrument	202652972
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1048 GARNER AVE, WHEATON, IL 60187-4414

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1048 GARNER AVE, WHEATON, IL 60187-4414
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000093105
Date	Oct 15, 2019
Instrument	R2019-093105

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Nov 4, 2021
Property Address	1048 GARNER AVE, WHEATON, IL 60187-4414
Document Number	0000161968
Map Reference	DOC 34684
Instrument Date	Jul 8, 2021
Instrument	R2021-161968
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 GARNER AVE, WHEATON, IL 60187-4414

Mortgage

Document Number	0000161969
Date	Nov 4, 2021
Instrument	R2021-161969

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 27, 2018
Property Address	1048 GARNER AVE, WHEATON, IL 60187-4414
Document Number	0000080510
Map Reference	DOC34684
Instrument Date	Aug 20, 2018
Instrument	R2018-080510
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	MIDWEST TITLE & APPRAISAL SE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1048 DUANE ST 400, 400, GLEN ELLYN, IL 60137

Mortgage

Document Number	0000080511
Date	Aug 27, 2018
Instrument	R2018-080511

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,533.00 (+8.65%)	$148,880 (+24.68%) Land $33,700 Building $115,180	$446,640 (+24.68%) Land $101,100 Building $345,540
2022	$7,854.00 Homeowner's exemption	$119,410 Land $27,030 Building $92,380	$358,230 Land $81,090 Building $277,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1978–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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