1048 Flag Ln, Dyer, IN 46311 Property Records

Lake County property record for 1048 Flag Ln, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,201 sqft · built 1986
Lot Size	0.073 acres (3,180 sqft)
Owner	Individual Name on File
Tax Bill	$2,322 (2024)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0192-0001`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0192-0001`
Alternative APNs	`45-11-18-135-008.000-034` `121401920001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,201 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	80 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0192-0001
Old Parcel Number	121401920001
Street Address	1048 FLAG LN
City	DYER
State	IN
Zip	46311-1941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY RIDGE CLUB ADD LOT 1
Legal Subdivision	SANDY RIDGE CLUB ADD
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	3
Census Block	3008
Census Tract	42802

Owner

1048 Flag Ln is owned and occupied by an individual who acquired it in December 2022.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1048 FLAG LN, DYER, IN 46311-1941
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022
Deed Sale	Dec 13, 2022
Deed Document Number	2022-549228
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Dec 13, 2022
Property Address	1048 FLAG LN, DYER, IN 46311-1941
Document Number	0000049228
Map Reference	MB 59 PG 33
Instrument Date	Dec 12, 2022
Instrument	2022-549228
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 FLAG LN, DYER, IN 46311-1941

Mortgage

Document Number	0000049229
Date	Dec 13, 2022
Instrument	2022-549229

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$239,900 Land $49,200 Building $190,700	$239,900 Land $49,200 Building $190,700
2024	$2,322.00
2023		$222,200 (+33.45%) Land $49,200 Building $173,000	$222,200 (+33.45%) Land $49,200 Building $173,000
2022	$2,472.00	$166,500 Land $36,400 Building $130,100	$166,500 Land $36,400 Building $130,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Flag Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Flag Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20