1048 Elm St, Beloit, WI 53511 Property Records

Rock County property record for 1048 Elm St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 1880
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$23,000 (Nov 2017)
Tax Bill	$1,831 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 13581395`

Property Details

APN / Parcel Number

Primary APN	`206 13581395`
Alternative APN	`13581395`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	9,017 sqft (0.207 acres)

Location & Zoning

Account Number	206 13581395
Street Address	1048 ELM ST
City	BELOIT
State	WI
Zip	53511-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 15 B 2 BALLS ADD
Legal Subdivision	BALLS ADD
Legal Lot Number	15
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2028
Census Tract	1700

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	650 E LIMERICK LN, BELOIT, WI 53511-6519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Nov 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Deed Document Number	20172090841
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1048 ELM ST, BELOIT, WI 53511-5103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002097705
Date	Feb 22, 2018
Instrument	2097705

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2023

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1048 ELM ST, BELOIT, WI 53511-5103
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002096630
Date	Jan 31, 2018
Instrument	2096630

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 1, 2023

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1048 ELM ST, BELOIT, WI 53511-5103
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2097705
Date	Feb 22, 2018
Instrument	2097705

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2023

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1048 ELM ST, BELOIT, WI 53511-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096630
Date	Jan 31, 2018
Instrument	2096630

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Feb 1, 2023

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Nov 1, 2017
Property Address	1048 ELM ST, BELOIT, WI 53511-5103
Document Number	0002090841
Instrument Date	Oct 30, 2017
Instrument	2090841
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$69.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E LIMERICK LN, BELOIT, WI 53511-6519

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,831.00 (+29.49%)	$112,400 (+24.47%) Land $12,800 Building $99,600	$123,400 (+20.16%)
2023	$1,414.00	$90,300 Land $12,800 Building $77,500	$102,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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