Kane County property record for 1048 E Middle St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,173 sqft · built 1956 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $146,500 (Jan 2014) |
| Tax Bill | $5,379 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-36-151-005 |
| Primary APN | 06-36-151-005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 2,346 sqft |
| 1st Floor Area | 1,173 sqft |
| Basement Area | 1,173 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Frame |
| Lot Area | 26,136 sqft (0.6 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1048 E MIDDLE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NONE |
| Legal Block | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1048 E MIDDLE ST, SOUTH ELGIN, IL 60177-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 20141489 |
| Last Transfer Date | Jan 14, 2022 |
| Transfer Doc | 0000003064 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 18, 2022 |
| Property Address | 1048 E MIDDLE ST, SOUTH ELGIN, IL 60177-2200 |
| Document Number | 0000003064 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 2022K003064 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 E MIDDLE ST, SOUTH ELGIN, IL 60177-2200 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,379.00 (+11.07%) Homeowner's exemption Senior Citizen's exemption | $94,505 (+8.57%) Land $26,928 Building $67,577 | $283,628 (+8.57%) Land $80,816 Building $202,812 |
| 2024 | $87,045 (+21.39%) Land $24,802 Building $62,243 | $261,239 (+21.44%) Land $74,436 Building $186,804 | |
| 2022 | $4,843.00 (+6.98%) Homeowner's exemption | $71,705 (+6.96%) Land $20,431 Building $51,274 | $215,115 (+6.96%) Land $61,293 Building $153,822 |
| 2021 | $4,527.00 Homeowner's exemption | $67,040 Land $19,102 Building $47,938 | $201,120 Land $57,306 Building $143,814 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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