1048 Culvert St, Reading, PA 19602 Property Records

Berks County property record for 1048 Culvert St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 732 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Mar 2026)
Tax Bill	$547 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5316-29-07-9939`

Property Details

APN / Parcel Number

Primary APN	`5316-29-07-9939`
Alternative APNs	`10-5316-29-07-9939` `10342450` `342450`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	732 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10342450
Street Address	1048 CULVERT ST
City	READING
State	PA
Zip	19602-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	07
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2014
Census Tract	2100

Owner

1048 Culvert St is owned by an individual who bought it in March 2026.

Source: Berks County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	913 MUHLENBERG ST, READING, PA 19602-1907
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed, Transfer · Conventional Mortgage ADVANCED LOAN SERVICING LLC
Aug 9, 2021	Intrafamily Transfer, Transfer
Feb 21, 2018	Grant Deed, Transfer
Aug 29, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	20269124
Prior Transfer Date	Jun 18, 2021
Prior Transfer Doc	0000039649
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 27, 2026
Property Address	1048 CULVERT ST, READING, PA 19602-2548
Document Number	0000009124
Instrument Date	Mar 26, 2026
Instrument	2026009124
Transaction Type	Transfer
Record Updated	Apr 9, 2026
Title Company	ABSTRACTING COMPANY/BERKS COUNTY, ABSTRACTING CO OF BERKS CNTY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 MUHLENBERG ST, READING, PA 19602-1907

Mortgage

Document Number	0000009125
Date	Mar 27, 2026
Instrument	2026009125

Lender

Name	ADVANCED LOAN SERVICING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 26, 2027

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Aug 9, 2021
Property Address	1048 CULVERT ST, READING, PA 19602-2548
Document Number	0000039649
Instrument Date	Jun 18, 2021
Instrument	2021039649
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1048 CULVERT ST, READING, PA 19602-2548

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 21, 2018
Property Address	1048 CULVERT ST, READING, PA 19602-2548
Document Number	0000005860
Instrument Date	Feb 17, 2018
Instrument	5860
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Amount	Amount on Record
Tax	$60.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1048 CULVERT ST READING PA 196022548, READING, PA 19602-2548

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Aug 29, 2017
Property Address	1048 CULVERT ST, READING, PA 19602-2548
Document Number	0000031711
Instrument Date	Aug 29, 2017
Instrument	31711
Transaction Type	Transfer
Record Updated	Sep 15, 2017

Transaction

Amount	Amount on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 S 9TH ST READING PA 196022501, READING, PA 19602-2501

Tax Assessment & Valuation

The 2026 property tax bill for 1048 Culvert St was $547, up 4% from the year before.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$547.00 (+3.99%)	$19,400 (-) Land $4,400 Building $15,000	$4,400 (-) Land $4,400
2025	$526.00 (+2.53%)	$19,400 (-) Land $4,400 Building $15,000	$4,400 Land $4,400
2024	$513.00	$19,400 Land $4,400 Building $15,000
1994			$19,400 Land $4,400 Building $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 Culvert St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 Culvert St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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