Schenectady County and Rotterdam Town property record for 1048 County Line Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,000 sqft · built 1999 |
| Lot Size | 5.84 acres (254,390 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Dec 2024) |
| Tax Bill | $12,277 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 70.-3-21.1 |
| Primary APN | 422800 70.-3-21.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,000 sqft Living Area |
| 1st Floor Area | 2,000 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 254,390 sqft (5.84 acres) |
| Garage Type | Detached |
| Garage Area | 1,250 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 375 sqft |
| Pole Barn | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1048 COUNTY LINE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-2548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Block | 3 |
| Legal Lot Number | 21.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 33002 |
1048 County Line Rd is owned by two individuals who bought it in December 2024.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 WAVERLY PL, ALBANY, NY 12203-3414 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA |
| Nov 29, 2018 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Apr 20, 2006 · Amount on File |
| Deed Document Number | 202472998 |
| Prior Transfer Date | Mar 30, 2008 |
| Prior Transfer Doc | 1779000800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1048 COUNTY LINE RD, SCHENECTADY, NY 12306-2548 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 1048 COUNTY LINE RD, SCHENECTADY, NY 12306-2548 |
| Document Number | 0000010885 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 5205/264 |
| Instrument | 202210885 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1048 COUNTY LINE RD, SCHENECTADY, NY 12306-2548 |
| Document Number | 0000054539 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1048 COUNTY LINE RD ROTTERDAM NY 123062548, ROTTERDAM, NY 12306-2548 |
| Document Number | 0000054539 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 004883/000801 |
| Instrument | 54539 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1048 County Line Rd was $12,277, down 7.2% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Schalmont Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,277.00 (-7.23%) | ||
| 2025 | $13,234.00 | $330,000 Land $86,300 Building $243,700 | $507,700 Land $132,771 Building $374,929 |
| 2023 | $330,000 Land $86,300 Building $243,700 | $434,200 Land $113,550 Building $320,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1048 County Line Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 County Line Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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