San Diego County property record for 1048 Cosmo Ave, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,036 sqft · built 1961 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $732,500 (Mar 2026) |
| Tax Bill | $5,984 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 514-272-14-00 |
| Primary APN | 514-272-14-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,036 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1048 COSMO AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-3435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 75 TR 004435 |
| Legal Subdivision | ELLEN LANE PARK |
| Legal Tract | 004435 |
| Legal Block | 1 |
| Legal Lot Number | 75 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 15405 |
1048 Cosmo Ave is owned and occupied by an individual who bought it in March 2026.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 11, 2026 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 11, 2026 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 11, 2026 | Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 11, 2026 | Grant Deed, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on File |
| Deed Sale | Mar 11, 2026 · Amount on File |
| Prior Sale | Oct 8, 2002 · Amount on File |
| Deed Document Number | 202667233 |
| Prior Transfer Date | Mar 11, 2005 |
| Prior Transfer Doc | 0000316292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000550419 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021-0550419 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2026 |
| Property Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000067234 |
| Map Reference | MAP 4435 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026-0067234 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2026 |
| Property Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000067236 |
| Map Reference | MAP 4435 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2026-0067236 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2026 |
| Property Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000067235 |
| Map Reference | MAP 4435 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026-0067235 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2026 |
| Property Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000067233 |
| Map Reference | MAP 4435 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026-0067233 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1048 COSMO AVE, EL CAJON, CA 92019-3435 |
| Document Number | 0000067237 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2026-0067237 |
| Name | WORLD WIDE CREDIT CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
The 2025 property tax bill for 1048 Cosmo Ave was $5,984, up 0.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,388 (+2%) Land $192,035 Building $236,353 | |
| 2025 | $5,984.00 (+0.83%) Homeowner's exemption | $419,989 Land $188,270 Building $231,719 |
| 2024 | $5,935.00 (+0.54%) | |
| 2023 | $5,903.00 (+2.02%) Homeowner's exemption | $403,682 Land $180,960 Building $222,722 |
| 2022 | $5,786.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1048 Cosmo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2001–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 Cosmo Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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