1048 Cooper Dr, Naples, FL 34103 Property Records

Collier County property record for 1048 Cooper Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	1,122 sqft · built 1961
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$4,554 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2025 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`209200 564A22`

Property Details

APN / Parcel Number

Primary APN	`209200 564A22`
Alternative APNs	`25482120004048400564` `25482120004`

Interior

Stories	1 Story
Building Area	1,122 sqft Living Area
Gross Area	1,150 sqft
1st Floor Area	1,122 sqft

Exterior

Year Built	Built 1961
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 66 ft wide

Location & Zoning

Account Number	209200 564A22
Old Parcel Number	25482120004048400564
Street Address	1048 COOPER DR
City	NAPLES
State	FL
Zip	34103-3835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	CARIBE WOODS LOT 56 OR 894 PG 1111
Legal Range	25
Legal Township	49
Legal Section	22
Legal Subdivision	CARIBE WOODS
Legal Tract	209200
Legal Lot Number	56
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3024
Census Tract	10300

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1048 COOPER DR, NAPLES, FL 34103-3835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Oct 14, 2025	Warranty Deed, Construction Loan · Construction Mortgage TD BANK NA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Apr 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025
Deed Sale	Oct 14, 2025
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	6740944
Deed Book / Page	6516 / 2897
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1048 COOPER DR, NAPLES, FL 34103-3835
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COOPER DR, NAPLES, FL 34103-3835

Mortgage

Document Number	0061070234
Date	Apr 3, 2022
Book Page	6107/234
Instrument	6230106

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 14, 2025
Property Address	1048 COOPER DR, NAPLES, FL 34103-3835
Document Number	0065162897
Book / Page	6516 / 2897
Map Reference	MB 4 PG 66
Instrument Date	Sep 12, 2025
Instrument	6740944
Transaction Type	Construction Loan
Record Updated	Oct 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1550 BLUE HERON DR, VALPARAISO, IN 46385-7001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COOPER DR, NAPLES, FL 34103-3835

Mortgage

Document Number	0065162899
Date	Oct 14, 2025
Instrument	6516/2899

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.7%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	1048 COOPER DR, NAPLES, FL 34103-3835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COOPER DR, NAPLES, FL 34103-3835

Mortgage

Document Number	0058130251
Date	Sep 8, 2020
Book Page	5813/251
Instrument	5920059

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 14, 2018
Property Address	1048 COOPER DR, NAPLES, FL 34103-3835
Document Number	0055530374
Book / Page	5553 / 0374
Map Reference	MB4 PG66
Instrument Date	Sep 14, 2018
Instrument	5612565
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1134 BROAD AVE N, 1134, NAPLES, FL 34102-8105

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1048 COOPER DR, NAPLES, FL 34103-3835

Mortgage

Document Number	0005612567
Date	Sep 14, 2018
Instrument	5612567

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 19, 2017
Property Address	1048 COOPER DR, NAPLES, FL 34103-3835
Document Number	0053841881
Book / Page	005384 / 001881
Instrument Date	Apr 18, 2017
Instrument	5393474
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 COOPER DR NAPLES FL 341033835, NAPLES, FL 34103-3835

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00 (+1.99%) Homeowner's exemption	$382,008 (+2.9%)	$463,920 (-9.27%) Land $400,950 Building $62,970
2024	$4,465.00 (+0.81%) Homeowner's exemption	$371,242 (+3%)	$511,326 (-3.39%) Land $455,480 Building $55,846
2023	$4,429.00 (-1.73%) Homeowner's exemption	$360,429 (+3%)	$529,293 (+51.26%) Land $474,458 Building $54,835
2022	$4,507.00 Homeowner's exemption	$349,931 Land $292,360 Building $57,571	$349,931 Land $292,360 Building $57,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 141 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	141 in force
Nearby Flood Claims	68 (1979–2024)
Claims Outside the SFHA	33 of 68
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

Nearby Properties on Cooper Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures