1048 Cherry St, Reading, PA 19602 Property Records

Berks County property record for 1048 Cherry St, Reading, PA 19602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 948 sqft · built 1900
Lot Size	0.01 acres (436 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2025)
Tax Bill	$581 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5316-21-09-9817`

Property Details

APN / Parcel Number

Primary APN	`5316-21-09-9817`
Alternative APNs	`03-5316-21-09-9817` `3302525` `302525`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	948 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	436 sqft (0.01 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3302525
Street Address	1048 CHERRY ST
City	READING
State	PA
Zip	19602-1236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHERRY STREET
Legal Block	99
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	1900

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1048 CHERRY ST, READING, PA 19602-1236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 16, 2023	Quit Claim Deed, Transfer · Commercial Mortgage BPL MORTGAGE TRUST LLC
Sep 5, 2019	Tax Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	202532090
Prior Transfer Date	Oct 6, 2023
Prior Transfer Doc	0000030652
Record Updated	Oct 29, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 16, 2025
Property Address	1048 CHERRY ST, READING, PA 19602-1236
Document Number	0000032090
Instrument Date	Sep 30, 2025
Instrument	2025032090
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 CHERRY ST, READING, PA 19602-1236

Mortgage

Document Number	0000032091
Date	Oct 16, 2025
Instrument	2025032091

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKS PA
Recording Date	Oct 16, 2023
Property Address	1048 CHERRY ST, READING, PA 19602-1236
Document Number	0000030652
Instrument Date	Oct 6, 2023
Instrument	2023030652
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$517.06
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 EMPIRE BLVD # BLVD1J, BLVD1J, BROOKLYN, NY 11225-3510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 EMPIRE BLVD APT 1J, 1J, BROOKLYN, NY 11225-3526

Mortgage

Document Number	0000030653
Date	Oct 16, 2023
Instrument	2023030653

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

September 2019: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	BERKS PA
Recording Date	Sep 5, 2019
Property Address	1048 CHERRY ST, READING, PA 19602-1236
Document Number	0000030187
Instrument Date	Aug 28, 2019
Instrument	30187
Transaction Type	Foreclosure
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 EMPIRE BLVD #1J BROOKLYN NY 112253526, 1J, BROOKLYN, NY 11225-3526

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$581.00 (+3.94%)	$20,600 (-) Land $3,500 Building $17,100	$3,500 (-83.01%) Land $3,500
2025	$559.00 (+2.57%)	$20,600 (-) Land $3,500 Building $17,100
2024	$545.00 (-39.44%)	$20,600 (-) Land $3,500 Building $17,100
2023	$900.00	$20,600 Land $3,500 Building $17,100
1994			$20,600 Land $3,500 Building $17,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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