Woodford County property record for 1048 Cedar Ridge Ln, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,600 sqft · built 2004 |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Apr 2012) |
| Tax Bill | $4,265 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-7019-005-00 |
| Primary APN | 31-7019-005-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Block |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 25476 |
|---|---|
| Street Address | 1048 CEDAR RIDGE LN |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY HOUSE |
| Legal Subdivision | CEDAR RIDGE SUBDIVISION |
| Legal Lot Number | 53 |
| Legal Unit | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | VERSAILLES |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50106 |
1048 Cedar Ridge Ln is owned and occupied by an individual who bought it in April 2012.
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1048 CEDAR RIDGE LN, VERSAILLES, KY 40383-9267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2012 · Amount on File |
| Deed Sale | Apr 25, 2012 · Amount on File |
| Prior Sale | Aug 31, 2006 · Amount on File |
| Deed Document Number | 0000267304 |
| Deed Book / Page | 267 / 304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 1048 CEDAR RIDGE LN, VERSAILLES, KY 40383-9267 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | M902/258 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | M902/258 |
| Instrument | 96625 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1048 Cedar Ridge Ln was $4,265.
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Versailles City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,265.00 | $475,000 | $475,000 |
| 2023 | $3,552.00 | $355,000 | $355,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1048 Cedar Ridge Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 Cedar Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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