Stearns County property record for 1048 Borgert Ave, Saint Cloud, MN 56303 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,624 sqft · built 1975 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $284,900 (Mar 2024) |
| Tax Bill | $8 (2024) |
| Deeds & Mortgages | Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45065-0000 |
| Primary APN | 82-45065-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Old Parcel Number | 82.45065.0000 |
|---|---|
| Street Address | 1048 BORGERT AVE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56303-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLK 008 CENTENNIAL SECTION 10 TOWNSHIP 124 RANGE 028 SECTION 10 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28 |
| Legal Township | 124 |
| Legal Section | 10 |
| Legal Subdivision | CENTENNIAL |
| Legal Block | 8 |
| Legal Lot Number | 4 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 801 |
Source: Stearns County records · APN 82-45065-0000
Assessment roll updated February 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1048 BORGERT AVE, SAINT CLOUD, MN 56303-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 08, 2024 · Amount on Record |
| Deed Sale | Mar 08, 2024 · Amount on Record |
| Deed Document Number | 1668802 |
| Prior Transfer Date | Jul 10, 2019 |
| Prior Transfer Doc | A1547456 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 10, 2019 |
| Property Address | 1048 BORGERT AVE, SAINT CLOUD, MN 56303-2522 |
| Document Number | 00A1547456 |
| Instrument Date | Jun 25, 2019 |
| Instrument | A1547456 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 BORGERT AVE, SAINT CLOUD, MN 56303-2522 |
Source: Stearns County records · Assessment roll updated February 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $262,400 (+15.95%) Land $40,000 Building $222,400 | $262,400 (+15.95%) Land $40,000 Building $222,400 | |
| 2024 | $8.00 (-99.69%) | ||
| 2023 | $2,620.00 | $226,300 Land $40,000 Building $186,300 | $226,300 Land $40,000 Building $186,300 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271450008012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 483 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| BIF IV Intrepid HoldCo | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Lumen Technologies | DSL | 140 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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