1048 2nd Ave W, Kalispell, MT 59901 Property Records

Flathead County property record for 1048 2nd Ave W, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,068 sqft · built 1946
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on File
Tax Bill	$406 (2026)
Deeds & Mortgages	Dec 2021 Reverse Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R0754162`

Property Details

APN / Parcel Number

Primary APN	`R0754162`
Alternative APNs	`07-3966-18-4-29-07-0000` `0000095550`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	102 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	96 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000095550
Street Address	1048 2ND AVE W
City	KALISPELL
State	MT
Zip	59901-5616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	KAL ADD 1, S18, T28 N, R21 W, BLOCK 130, LOT E 102' 6, ASSR#0000095550
Legal Range	21W
Legal Township	28N
Legal Section	18
Legal Subdivision	KAL ADD 1
Legal Block	130
Legal Lot Number	6
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1027
Census Tract	1101

Owner

1048 2nd Ave W is owned and occupied by an individual who acquired it in July 2017.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1048 2ND AVE W, KALISPELL, MT 59901-5616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Jul 11, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017
Deed Sale	Jul 11, 2017
Prior Sale	Sep 19, 2012
Deed Document Number	201714235
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1048 2ND AVE W, KALISPELL, MT 59901-5616
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	INSURED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100044261
Date	Dec 29, 2021
Instrument	202100044261

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.29%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 11, 2017
Property Address	1048 2ND AVE W, KALISPELL, MT 59901-5616
Document Number	201700014235
Instrument Date	Jul 11, 2017
Instrument	201700014235
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1048 2ND AVE W, KALISPELL, MT 59901-5616

Tax Assessment & Valuation

The 2026 property tax bill for 1048 2nd Ave W was $406 with a homeowner's exemption, up 8.3% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Kalispell City
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$406.00 (+8.27%) Homeowner's exemption	$395,500 (-)
2025	$375.00 Homeowner's exemption	$395,500	$395,500 Land $80,525 Building $314,975
2023	$1,672.00	$327,100	$327,100 Land $73,365 Building $253,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1048 2nd Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1048 2nd Ave W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.4% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20
MontanaSky Networks Fixed Wireless	100 / 20

May also be available: Western Montana CommunityTel.

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