10478 Shady Ln, Brainerd, MN 56401 Property Records

Cass County property record for 10478 Shady Ln, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1990
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Dec 2025)
Tax Bill	$3,372 (2026)
Deeds & Mortgages	Dec 2025 Mortgage
APN	`87-016-2127`

Property Details

APN / Parcel Number

Primary APN	`87-016-2127`
Alternative APN	`45625`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	864 sqft Base Area
1st Floor Area	864 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	300 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Garage Area	1,200 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	168 sqft
Deck Area	200 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	45625
Street Address	10478 SHADY LN
City	BRAINERD
State	MN
Zip	56401-3168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 4
Legal Range	29
Legal Township	134
Legal Section	16
Legal Lot Number	4
Jurisdiction	CASS MN
Township / Civil Division	EAST GULL LAKE
Census Block Group	1
Census Block	1025
Census Tract	960801

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	404 NATHAN LN N, CHAMPLIN, MN 55316-1165
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Deed Document Number	2025717364
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Dec 22, 2025
Property Address	10478 SHADY LN, EAST GULL LAKE, MN 56401-3168
Document Number	A000717364
Instrument Date	Nov 25, 2025
Instrument	A000717364
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 NATHAN LN N, CHAMPLIN, MN 55316-1165

Mortgage

Document Number	A000717365
Date	Dec 22, 2025
Instrument	A000717365

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
Municipality	East Gull Lake City
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,372.00 (+2.99%) Homeowner's exemption
2025	$3,274.00 (+50.88%)	$527,800 (+1.62%) Land $282,000 Building $245,800	$527,800 (+1.62%) Land $282,000 Building $245,800
2024		$519,400 (+49.17%) Land $282,000 Building $237,400	$519,400 (+49.17%) Land $282,000 Building $237,400
2023	$2,170.00
2022		$348,200 Land $145,000 Building $203,200	$348,200 Land $145,000 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable	250 / 20
T-Mobile Fixed Wireless	100 / 20