10478 Russell Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10478 Russell Rd, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,642 sqft · built 1968
Lot Size	1.21 acres (52,708 sqft)
Owner	Company Name on File
Last Sale	$577,000 (Jun 2000)
Tax Bill	$10,343 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`496-080-78-00`

Property Details

APN / Parcel Number

Primary APN	`496-080-78-00`
Alternative APN	`4960804100`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,642 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	52,708 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	4960804100
Street Address	10478 RUSSELL RD
City	LA MESA
State	CA
Zip	91941-4391
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W NWQ DOC86-591896 IN NEQ OF
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1001
Census Tract	15302

Owner

10478 Russell Rd is owned by a company that bought it in June 2000 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
May 14, 2021	Intrafamily Transfer, Transfer
May 14, 2021	Intrafamily Transfer, Transfer
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MY POINT CU SD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2000 · Amount on File
Deed Sale	Jun 16, 2000 · Amount on File
Prior Sale	Dec 1, 1987 · Amount on File
Deed Document Number	2000320097
Transfer Doc	0000249955
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Transaction Type	Mortgage
Record Updated	Jul 7, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 RUSSELL RD, LA MESA, CA 91941-4391

Mortgage

Document Number	0000264710
Date	Jun 28, 2022
Instrument	2022-0264710

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2021
Property Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Document Number	0000372025
Instrument Date	May 11, 2021
Instrument	2021-0372025
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10478 RUSSELL RD, LA MESA, CA 91941-4391

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 14, 2021
Property Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Document Number	0000372026
Instrument Date	May 11, 2021
Instrument	2021-0372026
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 RUSSELL RD, LA MESA, CA 91941-4391

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL LINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142373
Date	Mar 30, 2017
Instrument	2017-0142373

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2037

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10478 RUSSELL RD, LA MESA, CA 91941-4391
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 RUSSELL RD, LA MESA, CA 91941-4391

Mortgage

Document Number	0000838093
Date	Dec 28, 2020
Instrument	2020-0838093

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 10478 Russell Rd was $10,343 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,546 (+2%) Land $432,846 Building $471,700
2025	$10,343.00 Homeowner's exemption	$886,810 Land $424,359 Building $462,451
2023	$10,137.00 (+1.59%) Homeowner's exemption	$852,377 Land $407,882 Building $444,495
2022	$9,978.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10478 Russell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10478 Russell Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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