Gratiot County property record for 10478 Monroe Rd, Elwell, MI 48832
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.27 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,000 (Jul 2017) |
| Tax Bill | $1,015 (2023) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-020-017-10 |
| Primary APN | 13-020-017-10 |
|---|
| Lot Area | 55,321 sqft (1.27 acres) |
|---|
| Street Address | 10478 MONROE RD |
|---|---|
| City | ELWELL |
| State | MI |
| Zip | 48832-9710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM 235 FT E OF S 1/4 COR OF SEC, TH N 150 FT, W 40 FT, N 150 FT, E 205 FT, S 300 FT, W 165 FT TO POB, SEC 20-12-4. 1.27 A |
| Legal Subdivision | SEC 20, T12N, R4W |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | SEVILLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 100 |
10478 Monroe Rd is owned and occupied by an individual who bought it in July 2017.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10478 MONROE RD, ELWELL, MI 48832-9710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2017 · Amount on File |
| Deed Sale | Jul 1, 2017 · Amount on File |
| Prior Sale | Jun 17, 2009 · Amount on File |
| Deed Book / Page | 974 / 1491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Jul 1, 2017 |
| Property Address | 10478 MONROE RD, ELWELL, MI 48832-9710 |
| Document Number | 0974/1491 |
| Book / Page | 0974 / 1491 |
| Instrument Date | Jul 1, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Seville Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,100 | $154,200 | |
| 2023 | $1,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10478 Monroe Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10478 Monroe Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| ISP Management Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 100 / 20 |
May also be available: CMS Internet.
5G (outdoors only) and 4G LTE
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