Pasco County property record for 10478 Laxer Cay Loop, San Antonio, FL 33576
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,828 sqft · built 2023 |
| Lot Size | 0.191 acres (8,324 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $584,990 (Feb 2023) |
| Tax Bill | $11,416 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jan 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-25-20-0090-01700-0470 |
| Primary APN | 16-25-20-0090-01700-0470 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,828 sqft Living Area |
| Gross Area | 3,450 sqft |
| 1st Floor Area | 2,828 sqft |
| Flooring | Tile |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,324 sqft (0.191 acres) |
| Garage Type | Attached |
| Garage Area | 622 sqft |
| Driveway | Driveway |
| Driveway Area | 935 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10478 LAXER CAY LOOP |
|---|---|
| City | SAN ANTONIO |
| State | FL |
| Zip | 33576-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | MIRADA PARCEL 18-2 PB 84 PG 128 BLOCK 17 LOT 47 |
| Legal Subdivision | MIRADA |
| Legal Tract | 90 |
| Legal Block | 17 |
| Legal Lot Number | 47 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 32103 |
10478 Laxer Cay Loop is owned by two individuals who bought it in February 2023.
Source: Pasco County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19723 CYPRESS BRIDGE DR, ODESSA, FL 33556-4439 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Jan 20, 2022 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2023 · Amount on File |
| Deed Sale | Feb 3, 2023 · Amount on File |
| Deed Document Number | 202320930 |
| Deed Book / Page | 10762 / 599 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 3, 2023 |
| Property Address | 10478 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7291 |
| Document Number | 0107620599 |
| Book / Page | 10762 / 599 |
| Map Reference | MB 84 PG 128-131 |
| Instrument Date | Jan 31, 2023 |
| Instrument | 2023020930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3501 RIGA BLVD # 100, 100, TAMPA, FL 33619-1333 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10478 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7291 |
| Document Number | 0010762600 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 10762/600 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jan 20, 2022 |
| Property Address | 10478 LAXER CAY LOOP, SAN ANTONIO, FL 33576-7291 |
| Document Number | 0105332724 |
| Book / Page | 10533 / 2724 |
| Map Reference | MB 85 PG 22&23 |
| Instrument Date | Jan 19, 2022 |
| Instrument | 2022018587 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,857.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 N ROCKY POINT DR, TAMPA, FL 33607-1421 |
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR, TEMPLE TERRACE, FL 33637-0935 |
The 2025 property tax bill for 10478 Laxer Cay Loop was $11,416, up 30.6% from the year before.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,931 (-0.21%) Land $94,209 Building $367,722 | $461,931 (-0.21%) Land $94,209 Building $367,722 | |
| 2025 | $11,416.00 (+30.6%) | $462,895 Land $94,209 Building $368,686 | $462,895 Land $94,209 Building $368,686 |
| 2024 | $8,741.00 (+97.76%) | ||
| 2023 | $4,420.00 (+8.28%) | $64,329 (+19.69%) Land $64,329 | $64,329 (+19.69%) Land $64,329 |
| 2022 | $4,082.00 | $53,745 | $53,745 Land $53,745 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10478 Laxer Cay Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 288 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 288 in force |
| Nearby Flood Claims | 5 (2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10478 Laxer Cay Loop is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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