Caldwell County property record for 10478 FM 1322, Luling, TX 78648
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,255 sqft · built 1990 |
| Lot Size | 59 acres (2,573,089 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,656 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200014-005-000-00 |
| Primary APN | 0200014-005-000-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,255 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | High Rise |
| Exterior Material | Brick |
| Roof Type | Reinforced Concrete |
| Lot Area | 2,573,089 sqft (59 acres) |
| Porch | Slab |
| Porch Area | 252 sqft |
| Storage Building | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 13744 |
|---|---|
| Street Address | 10478 FM 1322 |
| City | LULING |
| State | TX |
| Zip | 78648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | A014 HINDS, JAMES, ACRES 59.07 |
| Legal Subdivision | HINDS, JAMES |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LULING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 960600 |
Source: Caldwell County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1015, LOCKHART, TX 78644-1015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,656.00 (+102.44%) | ||
| 2025 | $451,875 (+224.89%) | $484,660 (+30.93%) Land $301,170 Building $183,490 | |
| 2024 | $1,312.00 (+22.96%) | ||
| 2023 | $1,067.00 (-38.75%) Homeowner's exemption | $139,087 Land $36,490 Building $160,530 | $370,170 Land $209,640 Building $160,530 |
| 2022 | $1,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1998 · Flooding 10/18/98 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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