10478 Cadwell Rd, Santee, CA 92071 Property Records

San Diego County property record for 10478 Cadwell Rd, Santee, CA 92071 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,844 sqft · built 1985
Lot Size	0.141 acres (6,130 sqft)
Owner	Company Name on File
Last Sale	$196,000 (Jan 1995)
Tax Bill	$4,087 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`378-391-16-00`

Property Details

APN / Parcel Number

Primary APN	`378-391-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	6,130 sqft (0.141 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10478 CADWELL RD
City	SANTEE
State	CA
Zip	92071-1076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 TR 009903
Legal Subdivision	COUNTY OF SAN DIEGO TRACT 3675-2
Legal Tract	009903
Legal Block	1
Legal Lot Number	74
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	16621

Owner

Source: San Diego County records · APN 378-391-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10478 CADWELL RD, SANTEE, CA 92071-1076
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 1995 · Amount on Record
Deed Sale	Jan 19, 1995 · Amount on Record
Prior Sale	Jul 16, 1984 · Amount on Record
Deed Document Number	199523478
Last Transfer Date	Nov 18, 2004
Transfer Doc	0001101542
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10478 CADWELL RD, SANTEE, CA 92071-1076
Document Number	0000347783
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 07, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10478 CADWELL RD SANTEE CA 920711076, SANTEE, CA 92071-1076

Mortgage

Document Number	0000347783
Date	Aug 01, 2017
Instrument	347783

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 31, 2057

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$355,588 (+4.05%) Land $122,730 Building $232,858
2025	$4,087.00 (+4.42%) Homeowner's exemption	$341,754 (+4.04%) Land $120,324 Building $221,430
2023	$3,914.00 (+0.82%) Homeowner's exemption	$328,485 Land $115,652 Building $212,833
2022	$3,882.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730166211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	High above 76% of the US · above 52% of California
Wildfire Likelihood	About 1 in 193 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.