104776 S 3350 Rd, Mcloud, OK 74851 Property Records

Lincoln County property record for 104776 S 3350 Rd, Mcloud, OK 74851

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,404 sqft · built 1998
Lot Size	19.7 acres (859,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Jun 2025)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38210`

Property Details

APN / Parcel Number

Primary APN	`38210`
Alternative APN	`0000-19-12N-03E-3-005-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	48 sqft
Unfinished Basement	48 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	859,003 sqft (19.7 acres)

Exterior Amenities

Deck Area	300 sqft
Lean-To	540 sqft
Storage Building	144 sqft
Utility Building	480 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	38210
Street Address	104776 S 3350 RD
City	MCLOUD
State	OK
Zip	74851-5121
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	19.72 AC MOL 19-12-3 TR BEG 673.74'-N SW/C SW/4 TH CONT N-673.74' TO NW/C LOT 4 E-1285.26' S-661.08' W-1288.25' POB WITH UTIL
Legal Range	03E
Legal Township	12N
Legal Section	19
Legal Lot Number	4
Jurisdiction	LINCOLN OK
Township / Civil Division	MEEKER
Census Block Group	1
Census Block	1035
Census Tract	961402

Owner

Source: Lincoln County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104776 S 3350 RD, MCLOUD, OK 74851-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Deed Document Number	20254116
Deed Book / Page	2610 / 680
Record Updated	Oct 29, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Jun 10, 2025
Property Address	104776 S 3350 RD, MCLOUD, OK 74851-5121
Document Number	002610/680
Book / Page	2610 / 680
Instrument Date	Jun 4, 2025
Instrument	I-2025-004116
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	LEGACY TITLE OF OKLAHOMA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18402 US HIGHWAY 281 N STE 258, 258, SAN ANTONIO, TX 78259-7614

Mortgage

Document Number	I2025004117
Date	Jun 10, 2025
Instrument	I-2025-004117

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Elementary School District	White Rock Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,218 (+23.12%) Land $245 Building $20,973	$192,891 (+14.76%) Land $2,227 Building $190,664
2025	$1,650.00 (+18.88%) Homeowner's exemption	$17,234 (+34.69%) Land $228 Building $17,006	$168,082 (+30.95%) Land $2,227 Building $165,855
2024	$1,388.00 (+28.16%)	$12,795 (-9.38%) Land $245 Building $12,550
2022	$1,083.00 Homeowner's exemption	$14,119 Land $245 Building $13,874	$128,354 Land $2,231 Building $126,123

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20