10477 Wilder Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10477 Wilder Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,769 sqft · built 1977
Lot Size	5.02 acres (218,671 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (Apr 2002)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-005150`

Property Details

APN / Parcel Number

Primary APN	`06-005150`
Alternative APN	`004479-3`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,769 sqft Living Area
1st Floor Area	1,145 sqft
Upper Floors Area	624 sqft
Basement Area	521 sqft
Unfinished Basement	521 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	218,671 sqft (5.02 acres)
Terrain	Rolling
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004479-3
Street Address	10477 WILDER RD
City	CHARDON
State	OH
Zip	44024-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 155 TR 3
Legal Subdivision	CHARDON 03
Legal Tract	3
Legal Lot Number	155
Jurisdiction	GEAUGA OH
Township / Civil Division	CHARDON
Census Block Group	2
Census Block	2026
Census Tract	312202

Owner

10477 Wilder Rd is owned and occupied by an individual who acquired it in March 2018.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	10477 WILDER RD, CHARDON, OH 44024-8632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 4, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 9, 2018	Quit Claim Deed, Transfer · FHA Mortgage QUICKEN LNS
Mar 7, 2017	Loan Modification, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2002 · Amount on File
Deed Sale	Apr 24, 2002 · Amount on File
Prior Sale	Apr 24, 2002 · Amount on File
Deed Document Number	2002626423
Deed Book / Page	1474 / 597
Last Transfer Date	Mar 30, 2018
Transfer Doc	0020500034
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10477 WILDER RD, CHARDON, OH 44024-8632

Mortgage

Document Number	0022181678
Date	Mar 31, 2026
Book Page	2218/1678
Instrument	202601045316

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021561716
Date	Aug 4, 2022
Book Page	2156/1716
Instrument	202201003320

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2042

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021270428
Date	Jun 14, 2021
Book Page	2127/428
Instrument	202100984348

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020942804
Date	Jun 5, 2020
Book Page	2094/2804
Instrument	202000964571

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 16, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Document Number	0020753146
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10477 WILDER RD CHARDON OH 440248632, CHARDON, OH 44024-8632

Mortgage

Document Number	0020753146
Date	Aug 6, 2019
Book Page	002075/003146
Instrument	952394

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 5, 2039

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	Apr 9, 2018
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Document Number	0020500034
Book / Page	002050 / 000034
Instrument Date	Mar 30, 2018
Instrument	934131
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10477 WILDER RD CHARDON OH 440248632, CHARDON, OH 44024-8632

Mortgage

Document Number	20500036
Date	Apr 9, 2018
Book Page	002050/000036
Instrument	934132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 8, 2038

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GEAUGA OH
Property Address	10477 WILDER RD, CHARDON, OH 44024-8632
Document Number	0020282782
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10477 WILDER RD CHARDON OH 440248632, CHARDON, OH 44024-8632

Mortgage

Document Number	0020282782
Date	Mar 15, 2017
Book Page	002028/002782
Instrument	918670

Lender

Name	BANK OF AMERICA
Type	Bank
Address	BROOMFIELD, CO 80021

Agreement

Amount	Amount on Record
Term	216 Months
Due	Mar 14, 2035

Interest

Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 10477 Wilder Rd was $5,158, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Chardon Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,158.00 (-0.5%)	$105,490 (-) Land $32,340 Building $73,150
2024	$5,184.00 (+7.11%)	$105,490 (-) Land $32,340 Building $73,150
2023	$4,840.00	$105,490 (+25.94%) Land $32,340 Building $73,150	$301,400 Land $92,400 Building $209,000
2022		$83,760 Land $26,950 Building $56,810
2021	$4,604.00
2020			$239,300 Land $77,000 Building $162,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10477 Wilder Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1996)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10477 Wilder Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Windstream.

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