10477 Stuart Dr, Concord Township (Painesville), OH 44077 Property Records

Lake County property record for 10477 Stuart Dr, Concord Township, OH 44077

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,896 sqft · built 1969
Lot Size0.819 acres (35,719 sqft)
OwnerIndividual Name on Record
Last Sale$209,000 (Jan 2020)
Tax Bill$7,035 (2023)
Deeds & MortgagesSep 2022 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-A-030-B-01-010-0

Property Details

APN / Parcel Number

Primary APN08-A-030-B-01-010-0
Alternative APN
  • D 90

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,896 sqft Living Area
1st Floor Area1,200 sqft
Basement Area600 sqft
Finished Basement600 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area35,719 sqft (0.819 acres)
Lot Dimensions160 ft deep x 189 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Patio Area120 sqft
BalconyBalcony
Balcony Area96 sqft
Shed1 Shed
Shed Area120 sqft
Pole Barn1,008 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberD 90
Street Address10477 STUART DR
CityCONCORD TOWNSHIP
StateOH
Zip44077-5922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 34 & 35 TRACT 4
Legal SubdivisionSPRING VALLEY ESTATES RESUB NO 2
Legal Tract4
Legal Lot Number34,35
JurisdictionLAKE OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3003
Census Tract205002

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10477 STUART DR, CONCORD TOWNSHIP, OH 44077-5922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 21, 2020Fiduciary Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleAug 26, 2009 · Amount on Record
Deed Document Number450251
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address10477 STUART DR, CONCORD TOWNSHIP, OH 44077-5922
Transaction TypeMortgage
Record UpdatedSep 12, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024382
DateSep 1, 2022
Instrument2022R024382
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address10477 STUART DR, CONCORD TOWNSHIP, OH 44077-5922
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038281
DateDec 28, 2020
Instrument2020R038281
Lender
NameCROSSCOUNTRY MORTGAGE LLC
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

January 2020: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionLAKE OH
Recording DateJan 21, 2020
Property Address10477 STUART DR, CONCORD TOWNSHIP, OH 44077-5922
Document Number0000001596
Map ReferenceVOL O PG 77
Instrument DateJan 17, 2020
Instrument2020R001596
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10477 STUART DR, CONCORD TOWNSHIP, OH 44077-5922

Mortgage

Document Number0000001597
DateJan 21, 2020
Instrument2020R001597
Lender
NameCROSSCOUNTRY MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
County SubdivisionConcord Township
Unified School DistrictRiverside Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$7,035.00 (+84.26%) Homeowner's exemption$72,850 (-) Land $20,820 Building $52,030
2022$3,818.00 Homeowner's exemption$72,850 Land $20,820 Building $52,030
2021$208,150 Land $59,480 Building $148,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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