10475 Settlewood Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 10475 Settlewood Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1985
Lot Size	0.175 acres (7,622 sqft)
Owner	Individual Name on Record
Last Sale	$352,000 (Jan 2025)
Tax Bill	$3,651 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-05-351-013`

Property Details

APN / Parcel Number

Primary APN	`41-20-05-351-013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	7,622 sqft (0.175 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10475 SETTLEWOOD DR SE
City	LOWELL
State	MI
Zip	49331-9433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 5 * PINE ACRES PARK
Legal Subdivision	PINE ACRES PARK
Legal Lot Number	5
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2018
Census Tract	12003

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10475 SETTLEWOOD DR SE, LOWELL, MI 49331-9433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Aug 23, 2019	Warranty Deed, Transfer · Conventional with PMI CHURCHILL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Aug 23, 2019 · Amount on Record
Deed Document Number	20254262
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	10475 SETTLEWOOD DR SE, LOWELL, MI 49331-9433
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10475 SETTLEWOOD DR SE, LOWELL, MI 49331-9433

Mortgage

Document Number	0000008186
Date	Feb 15, 2023
Instrument	20230215-0008186

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 23, 2019
Property Address	10475 SETTLEWOOD DR SE, LOWELL, MI 49331-9433
Document Number	0000063342
Instrument Date	Aug 16, 2019
Instrument	63342
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,831.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10475 SETTLEWOOD DR SE LOWELL MI 493319433, LOWELL, MI 49331-9433

Mortgage

Document Number	63343
Date	Aug 23, 2019
Instrument	63343

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,700 (+7.64%)	$349,400 (+7.64%)
2025	$3,651.00 (+20.97%) Homeowner's exemption	$162,300 (+22.4%)	$324,600 (+22.4%)
2023		$132,600	$265,200
2021	$3,018.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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