San Bernardino County property record for 10475 Lakeshore Dr, Apple Valley, CA 92308 · Last verified July 2026
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 1,870 sqft · built 2008 |
| Lot Size | 0.144 acres (6,254 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,661 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Mar 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0438-352-15-0000 |
| Primary APN | 0438-352-15-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| Gross Area | 2,472 sqft |
| 1st Floor Area | 1,870 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 6,254 sqft (0.144 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 602 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10475 LAKESHORE DR |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92308-3363 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TRACT 17186-1 LOT 276 BOOK 318 PAGE 77 AND INT IN COMMON AREA |
| Legal Subdivision | TRACT NO 17186 1 |
| Legal Tract | 17186-1 |
| Legal Block | 2 |
| Legal Lot Number | 276 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 9718 |
Source: San Bernardino County records · APN 0438-352-15-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 17, 2024 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Sep 17, 2018 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jun 05, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 01, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Dec 23, 2017 | Deed of Trust, Mortgage · VA Mortgage INTERCAP LNDG |
| Sep 19, 2017 | Intrafamily Transfer, Transfer · VA Mortgage COMMERCE MORTGAGE |
| Sep 19, 2017 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE |
| Dec 23, 2016 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2017 |
| Deed Sale | Sep 19, 2017 |
| Prior Sale | Jun 16, 2016 · Amount on Record |
| Deed Document Number | 2017386196 |
| Prior Transfer Date | Sep 11, 2017 |
| Prior Transfer Doc | 0000386196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000222235 |
|---|---|
| Date | Sep 17, 2024 |
| Instrument | 2024-0222235 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000144718 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0144718 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000342589 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-0342589 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000183207 |
|---|---|
| Date | Jun 05, 2019 |
| Instrument | 2019-0183207 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000183310 |
| Instrument Date | Mar 01, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR APPLE VALLEY CA 923083363, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000183310 |
|---|---|
| Date | Jun 03, 2020 |
| Instrument | 183310 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000001201 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR APPLE VALLEY CA 923083363, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000001201 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 1201 |
| Name | INTERCAP LNDG |
|---|---|
| Address | DRAPER, UT 84020 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 19, 2017 |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000386196 |
| Map Reference | MP318 PG77-92 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 2017-0386196 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000386197 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 2017-0386197 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 19, 2017 |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000386195 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 386195 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10475 LAKESHORE DR APPLE VALLEY CA 923083363, APPLE VALLEY, CA 92308-3363 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10475 LAKESHORE DR, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000085627 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2017 |
| Title Company | PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10475 LAKESHORE DR APPLE VALLEY CA 923083363, APPLE VALLEY, CA 92308-3363 |
| Document Number | 0000085627 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 85627 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,415 (+2%) Land $65,084 Building $260,331 | |
| 2025 | $3,661.00 (+3.95%) Homeowner's exemption | $319,034 (+4.04%) Land $63,808 Building $255,226 |
| 2023 | $3,522.00 (+1.56%) Homeowner's exemption | $306,646 Land $61,330 Building $245,316 |
| 2022 | $3,468.00 |
Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060710097182, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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