10475 Horizon Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10475 Horizon Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,405 sqft · built 1980
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Oct 2018)
Tax Bill	$691 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0449-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0449-0160`
Alternative APNs	`00277248` `277248`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Porch
Porch Area	1,103 sqft
Deck Area	84 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00277248
Street Address	10475 HORIZON DR
City	SPRING HILL
State	FL
Zip	34608-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 449 LOT 16 ORB 352 PG 201
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 8
Legal Block	449
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3011
Census Tract	41105

Owner

10475 Horizon Dr is owned and occupied by an individual who bought it in October 2018.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR BANK FSB
Nov 30, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Oct 31, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND
May 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	201865896
Deed Book / Page	3638 / 177
Prior Transfer Date	Apr 3, 2018
Prior Transfer Doc	0035811020
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037591745
Date	Oct 9, 2019
Book Page	3759/1745
Instrument	2019063278

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760

Mortgage

Document Number	0039180256
Date	Nov 30, 2020
Book Page	3918/256
Instrument	2020074580

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	89062

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 31, 2018
Property Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760
Document Number	0036380177
Book / Page	003638 / 000177
Instrument Date	Oct 26, 2018
Instrument	65896
Transaction Type	Transfer
Record Updated	Dec 6, 2018
Title Company	TROPIC TITLE SERVICES, TROPIC TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$987.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10475 HORIZON DR SPRING HILL FL 346085760, SPRING HILL, FL 34608-5760

Mortgage

Document Number	36380179
Date	Oct 31, 2018
Book Page	003638/000179
Instrument	65897

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AZ 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 8, 2018
Property Address	10475 HORIZON DR, SPRING HILL, FL 34608-5760
Document Number	0035811020
Book / Page	003581 / 001020
Instrument Date	Apr 3, 2018
Instrument	28176
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$385.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9435 HOWES RD DUNKIRK MD 207549253, DUNKIRK, MD 20754-9253

Tax Assessment & Valuation

The 2025 property tax bill for 10475 Horizon Dr was $691 with a disabled person's exemption, up 1.6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$691.00 (+1.62%) Disabled Person's exemption	$129,649	$207,434 Land $36,500 Building $170,934
2024	$680.00
2023	Additional exemption filed	$122,325 (+3%) Land $122,325
2022	$2,290.00 Disabled Person's exemption Veteran's exemption	$118,762	$200,990 Land $33,000 Building $167,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10475 Horizon Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10475 Horizon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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