Hernando County property record for 10475 Elgin Blvd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,039 sqft · built 2023 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,900 (Feb 2023) |
| Tax Bill | $3,937 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1196-0210 |
| Primary APN | R32-323-17-5180-1196-0210 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,039 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00663179 |
|---|---|
| Street Address | 10475 ELGIN BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 18 BLK 1196 LOT 21 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1196 |
| Legal Lot Number | 21 |
| Legal Unit | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 41003 |
Source: Hernando County assessment roll, APN R32-323-17-5180-1196-0210, as of October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10475 ELGIN BLVD, SPRING HILL, FL 34608-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2023 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 20, 2021 | Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 01, 2023 · Amount on Record |
| Deed Sale | Feb 01, 2023 · Amount on Record |
| Prior Sale | May 20, 2021 · Amount on Record |
| Deed Document Number | 2023006566 |
| Deed Book / Page | 4263 / 864 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 01, 2023 |
| Property Address | 10475 ELGIN BLVD, SPRING HILL, FL 34608-1932 |
| Document Number | 0042630864 |
| Book / Page | 4263 / 864 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023006566 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 02, 2023 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,029.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519 |
| Name | Verified Name |
|---|---|
| Address | 10475 ELGIN BLVD, SPRING HILL, FL 34608-1932 |
| Document Number | 0004263865 |
|---|---|
| Date | Feb 01, 2023 |
| Instrument | 4263/865 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 20, 2021 |
| Property Address | 10475 ELGIN BLVD, SPRING HILL, FL 34608-1932 |
| Document Number | 0040001291 |
| Book / Page | 4000 / 1291 |
| Map Reference | MB 9 PG 47-59 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021037389 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $161.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 SOUTH DR, 4, LANSDALE, PA 19446-1705 |
| Name | Verified Name |
|---|---|
| Address | 9416 CAMDEN FIELD PKWY, RIVERVIEW, FL 33578-0519 |
| Investor | Possibly a Property Investor |
Source: Hernando County assessment roll as of October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,937.00 (+794.77%) Additional exemption filed | $315,280 (+987.17%) Land $37,500 Building $277,780 | $315,280 (+987.17%) Land $37,500 Building $277,780 |
| 2023 | $29,000 (+9.85%) | ||
| 2022 | $440.00 | $26,400 Land $26,400 | $29,000 Land $29,000 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), as of April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530410032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 203 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL6277059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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