10474 Cedar Ln, Adams, NE 68301 Property Records

Gage County property record for 10474 Cedar Ln, Adams, NE 68301

Property Summary

Property Type	Rural Home
Details	1,820 sqft · built 2015
Lot Size	5.89 acres (256,568 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,500 (Jul 2006)
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`004474109`

Property Details

APN / Parcel Number

Primary APN	`004474109`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	1,820 sqft
Finished Basement	1,820 sqft
Unfinished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Stone
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	256,568 sqft (5.89 acres)
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	166 sqft
Deck Area	108 sqft
Utility Building	1,920 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	10474 CEDAR LN
City	ADAMS
State	NE
Zip	68301-8859
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICUL
Legal Description	SEC 24-6-7 LOT 9 WHISPERING CEDARS IN NE5.89 AC
Legal Range	07
Legal Township	06
Legal Section	24
Legal Subdivision	WHISPERING CEDARS
Legal Lot Number	9
Jurisdiction	GAGE NE
Township / Civil Division	NEMAHA
Census Block Group	1
Census Block	1040
Census Tract	964600

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY FIRST BANK
Apr 10, 2025	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Jan 4, 2016	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Apr 7, 2014	Warranty Deed, Transfer NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO
Jul 28, 2006	Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2006 · Amount on Record
Deed Sale	Jul 28, 2006 · Amount on Record
Deed Book / Page	2001 / 7519
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202104161
Date	Nov 22, 2021
Instrument	2021-04161

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10474 CEDAR LN, ADAMS, NE 68301-8859

Mortgage

Document Number	0202203580
Date	Nov 10, 2022
Instrument	2022-03580

Lender

Name	SECURITY FIRST BANK
Type	Bank
Address	LINCOLN, NE 68506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10474 CEDAR LN, ADAMS, NE 68301-8859

Mortgage

Document Number	0202501011
Date	Apr 10, 2025
Instrument	2025-01011

Lender

Name	FRONTIER BANK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201600002
Date	Jan 4, 2016
Instrument	2016-00002

Lender

Name	FIRST NATIONAL BANK
Type	Bank
Address	WASHINGTON, KS 66968

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Apr 7, 2014
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Document Number	0201400945
Instrument Date	Apr 3, 2014
Instrument	2014-00945
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	NEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	00000

July 2006: Transfer

Jurisdiction	GAGE NE
Recording Date	Jul 28, 2006
Property Address	10474 CEDAR LN, ADAMS, NE 68301-8859
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Jul 28, 2006
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Nemaha Township
Unified School District	Freeman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,880 (+10.27%) Land $94,450 Building $495,430	$589,880 (+10.27%) Land $94,450 Building $495,430
2025	$3,963.00 (-29.18%)	$534,930 (+17.77%) Land $39,500 Building $495,430	$534,930 (+17.77%) Land $39,500 Building $495,430
2023	$5,596.00	$454,215 Land $39,500 Building $414,715	$454,215 Land $39,500 Building $414,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 40% of Nebraska
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Big Red Communications Fixed Wireless	200 / 100
GigFire Fixed Wireless	150 / 130
Diode Cable Company Fixed Wireless	10 / 1
Windstream DSL	10 / 1

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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