10473 Old State Rd, Chardon, OH 44024 Property Records

Geauga County property record for 10473 Old State Rd, Chardon, OH 44024

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,995 sqft · built 1977
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$305,000 (Oct 2021)
Tax Bill$4,516 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-073000

Property Details

APN / Parcel Number

Primary APN15-073000
Alternative APN
  • 002003-6

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,995 sqft Living Area
1st Floor Area1,009 sqft
Upper Floors Area986 sqft
Basement Area1,009 sqft
Unfinished Basement1,009 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area87,991 sqft (2.02 acres)
TerrainRolling
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area318 sqft
Patio Area56 sqft
Balcony Area34 sqft
Shed1 Shed
Shed Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Account Number002003-6
Street Address10473 OLD STATE RD
CityCHARDON
StateOH
Zip44024-9533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 7 BOND TR
Legal SubdivisionBOND TRACT
Legal Lot Number7
JurisdictionGEAUGA OH
Township / Civil DivisionHAMBDEN
Census Block Group1
Census Block1008
Census Tract312203

Owner

10473 Old State Rd is owned and occupied by two individuals who bought it in October 2021.

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10473 OLD STATE RD, CHARDON, OH 44024-9533
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HM MTG CORP
Jul 26, 2017Warranty Deed, Transfer · FHA Mortgage
UNION HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2021 · Amount on File
Deed SaleOct 4, 2021 · Amount on File
Prior SaleJun 18, 2009 · Amount on File
Deed Document Number2021990183
Deed Book / Page2136 / 1003
Prior Transfer DateMay 24, 2013
Prior Transfer Doc0019522041
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateOct 4, 2021
Property Address10473 OLD STATE RD, CHARDON, OH 44024-9533
Document Number0021361003
Book / Page2136 / 1003
Instrument DateSep 30, 2021
Instrument202100990183
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10473 OLD STATE RD, CHARDON, OH 44024-9533

Mortgage

Document Number202100990184
DateOct 4, 2021
Instrument202100990184
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGEAUGA OH
Property Address10473 OLD STATE RD, CHARDON, OH 44024-9533
Document Number0020870840
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10473 OLD STATE RD CHARDON OH 440249533, CHARDON, OH 44024-9533

Mortgage

Document Number0020870840
DateJul 7, 2020
Book Page002087/000840
Instrument966153
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 6, 2040

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGEAUGA OH
Recording DateJul 26, 2017
Property Address10473 OLD STATE RD, CHARDON, OH 44024-9533
Document Number0020360287
Book / Page002036 / 000287
Instrument DateJul 24, 2017
Instrument923954
Transaction TypeTransfer
Record UpdatedAug 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$242.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10473 OLD STATE RD CHARDON OH 440249533, CHARDON, OH 44024-9533

Mortgage

Document Number20360289
DateJul 26, 2017
Book Page002036/000289
Instrument923955
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10473 Old State Rd was $4,516 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGeauga County
County SubdivisionHambden Township
Unified School DistrictChardon Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,516.00 (-0.51%)$95,130 (-) Land $13,510 Building $81,620
2024$4,539.00 (+1.48%) Homeowner's exemption$95,130 (-) Land $13,510 Building $81,620
2023$4,473.00 Homeowner's exemption$95,130 (+41.33%) Land $13,510 Building $81,620$271,800 Land $38,600 Building $233,200
2022$67,310 Land $11,830 Building $55,480
2021$3,821.00
2020$192,300 Land $33,800 Building $158,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10473 Old State Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10473 Old State Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Zito Media
Cable
1,000 / 25

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