10473 Big Tree Cir E, Jacksonville, FL 32257 Property Records

Duval County property record for 10473 Big Tree Cir E, Jacksonville, FL 32257

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,024 sqft · built 1984
Lot Size	0.026 acres (1,143 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Dec 2018)
Tax Bill	$851 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156026-1298`

Property Details

APN / Parcel Number

Primary APN	`156026-1298`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Living Area
Gross Area	1,032 sqft
1st Floor Area	1,024 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,143 sqft (0.026 acres)
Porch	Finished/Open Porch
Deck Area	Deck Area
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10473 BIG TREE CIR E
City	JACKSONVILLE
State	FL
Zip	32257-6361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	37-52 05-4S-27E TOWNHOMES OF BIGTREE LOT 45
Legal Range	27E
Legal Township	04S
Legal Section	05
Legal Subdivision	TOWNHOMES OF BIG TREE
Legal Lot Number	45
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1001
Census Tract	16726

Owner

10473 Big Tree Cir E is owned and occupied by two individuals who bought it in December 2018.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10473 BIG TREE CIR E, JACKSONVILLE, FL 32257-6361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 10, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2018 · Amount on File
Deed Sale	Dec 10, 2018 · Amount on File
Prior Sale	Nov 16, 2016 · Amount on File
Deed Document Number	2018288085
Deed Book / Page	18623 / 122
Prior Transfer Date	Feb 11, 2015
Prior Transfer Doc	0170640481
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	10473 BIG TREE CIR E, JACKSONVILLE, FL 32257-6361
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10473 BIG TREE CIR E, JACKSONVILLE, FL 32257-6361

Mortgage

Document Number	0202001589
Date	Mar 29, 2022
Book Page	20200/1589
Instrument	2022078604

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Dec 10, 2018
Property Address	10473 BIG TREE CIR E, JACKSONVILLE, FL 32257-6361
Document Number	0186230122
Book / Page	18623 / 0122
Map Reference	MB 37 PG 52,52A&52B
Instrument Date	Nov 28, 2018
Instrument	2018288085
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	VANGUARD TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10473 BIG TREE CIR E, JACKSONVILLE, FL 32257-6361

Mortgage

Document Number	2018288086
Date	Dec 10, 2018
Instrument	2018288086

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10473 Big Tree Cir E was $851 with exemptions applied, down 29% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,987 (+2.7%)	$153,188 (-9.55%) Land $70,663 Building $82,525
2025	$851.00 (-29.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$106,122	$169,362 Land $85,000 Building $84,362
2024	$1,199.00 (+4.08%)
2023	$1,152.00 (+3.5%) Homeowner's exemption Disabled Person's exemption	$100,129 (+3%)	$167,004 (+25.48%) Land $70,000 Building $97,004
2022	$1,113.00 Homeowner's exemption Disabled Person's exemption	$97,213	$133,091 Land $37,000 Building $96,091

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10473 Big Tree Cir E in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (2008–2023)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Nov 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10473 Big Tree Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, IQ Fiber.

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