10470 Serra St, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10470 Serra St, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,235 sqft · built 2000
Lot Size	0.57 acres (24,846 sqft)
Owner	2 Trust Names on Record
Last Sale	$2,800,000 (Apr 2011)
Tax Bill	$44,555 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`342-59-011`

Property Details

APN / Parcel Number

Primary APN	`342-59-011`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,235 sqft Living Area
1st Floor Area	2,575 sqft
2nd Floor Area	1,660 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	24,846 sqft (0.57 acres)
Garage Area	779 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10470 SERRA ST
City	CUPERTINO
State	CA
Zip	95014-6581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9075 BOOK 705 PAGE 23 PAGE 29 LOT 11
Legal Subdivision	9075 OAK VLY-UN 2
Legal Tract	9075
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	WEST SANTA CLARA
Census Block Group	1
Census Block	1020
Census Tract	511707

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10470 SERRA ST, CUPERTINO, CA 95014-6581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2011 · Amount on Record
Deed Sale	Apr 27, 2011 · Amount on Record
Prior Sale	Dec 17, 2010 · Amount on Record
Deed Document Number	201157408
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10470 SERRA ST, CUPERTINO, CA 95014-6581
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 SERRA ST, CUPERTINO, CA 95014-6581

Mortgage

Document Number	0025114625
Date	Sep 28, 2021
Instrument	25114625

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	Other
Margin	3
Max Rate	6.62%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10470 SERRA ST, CUPERTINO, CA 95014-6581
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 SERRA ST, CUPERTINO, CA 95014-6581

Mortgage

Document Number	0025498982
Date	Jul 11, 2023
Instrument	25498982

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	6.62%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10470 SERRA ST, CUPERTINO, CA 95014-6581
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 SERRA ST, CUPERTINO, CA 95014-6581

Mortgage

Document Number	0025491161
Date	Jun 22, 2023
Instrument	25491161

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.62%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.62%
Index	Other
Margin	3
Max Rate	6.62%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,794,432 (+2%) Land $2,221,555 Building $1,572,877
2025	$44,555.00 (+3.4%) Homeowner's exemption	$3,720,033 (+4.04%) Land $2,177,996 Building $1,542,037
2023	$43,090.00 (+1.3%) Homeowner's exemption	$3,575,581 Land $2,093,423 Building $1,482,158
2022	$42,538.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1983–2002)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Dec 2002 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUPERTINO serves 16,336 people · EPA ID CA4310018
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Ridge Wireless.

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