Hernando County property record for 10470 Baylor Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,781 sqft · built 2004 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2014) |
| Tax Bill | $1,227 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5180-1189-0450 |
| Primary APN | R32-323-17-5180-1189-0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 1,781 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,145 sqft |
| Deck Area | 156 sqft |
| Patio Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00660430 |
|---|---|
| Street Address | 10470 BAYLOR DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-1907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 18 BLK 1189 LOT 45 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 06 |
| Legal Subdivision | SPRING HILL UNIT 18 |
| Legal Block | 1189 |
| Legal Lot Number | 45 |
| Legal Unit | 18 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 41004 |
10470 Baylor Dr is owned and occupied by an individual who bought it in November 2014.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10470 BAYLOR DR, SPRING HILL, FL 34608-1907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2024 | Deed of Trust, Mortgage · Line of Credit FLORIDA WEST COAST CU |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2014 · Amount on File |
| Deed Sale | Nov 12, 2014 · Amount on File |
| Prior Sale | Dec 27, 2011 · Amount on File |
| Deed Document Number | 2014060094 |
| Deed Book / Page | 3142 / 0477 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10470 BAYLOR DR, SPRING HILL, FL 34608-1907 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1225 MILLENNIUM PKWY, BRANDON, FL 33511-3894 |
| Document Number | 0044061349 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 4406/1349 |
| Instrument | 2024018800 |
| Name | FLORIDA WEST COAST CU |
|---|---|
| Type | Credit Union |
| Address | BRANDON, FL 33511 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 10470 BAYLOR DR, SPRING HILL, FL 34608-1907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | GUARDIAN TITLE OF FLORIDA |
| Name | Verified Name |
|---|---|
| Address | 10470 BAYLOR DR, SPRING HILL, FL 34608-1907 |
| Document Number | 0040921025 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 4092/1025 |
| Instrument | 2021090303 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 10470 Baylor Dr was $1,227 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,227.00 Additional exemption filed | $125,452 | $283,387 Land $47,374 Building $236,013 |
| 2023 | $118,365 (+3%) Land $118,365 | ||
| 2022 | $1,196.00 Homeowner's exemption | $114,917 | $272,493 Land $36,636 Building $235,857 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10470 Baylor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10470 Baylor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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