Pinellas County property record for 10470 115th Ave, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 815 sqft · built 1956 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | Individual Name on File |
| Last Sale | $86,000 (Apr 2003) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | May 2019 Loan Modification Nov 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-0632-0 |
| Primary APN | C62-000-750-0632-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 815 sqft Living Area |
| Gross Area | 960 sqft |
| 1st Floor Area | 815 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 80 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 145 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R114222 |
|---|---|
| Street Address | 10470 115TH AVE |
| City | LARGO |
| State | FL |
| Zip | 33773-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORANGE LAKE VILLAGE BLK 17, LOT 22 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | ORANGE LAKE VILLAGE |
| Legal Tract | 64314 |
| Legal Block | 17 |
| Legal Lot Number | 22 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 25115 |
10470 115th Ave is owned and occupied by an individual who bought it in April 2003.
Source: Pinellas County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10470 115TH AVE, LARGO, FL 33773-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2019 | Loan Modification, Mortgage · Conventional with PMI PNC BK |
| Nov 8, 2016 | Loan Modification, Mortgage · FHA Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2003 · Amount on File |
| Deed Sale | Apr 2, 2003 · Amount on File |
| Deed Document Number | 2003130231 |
| Deed Book / Page | 12641 / 2561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10470 115TH AVE, LARGO, FL 33773-2412 |
| Document Number | 0205900317 |
| Instrument Date | May 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10470 115TH AVE LARGO FL 337732412, LARGO, FL 33773-2412 |
| Document Number | 0205900317 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 020590/000317 |
| Instrument | 200781 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 24, 2044 |
| Rate | 4.87% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10470 115TH AVE, LARGO, FL 33773-2412 |
| Document Number | 0194722549 |
| Instrument Date | Nov 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10470 115TH AVE LARGO FL 337732412, LARGO, FL 33773-2412 |
| Document Number | 0194722549 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 019472/002549 |
| Instrument | 4094 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 10470 115th Ave was $401 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 Homeowner's exemption | $41,069 | $156,954 Land $90,550 Building $66,404 |
| 2023 | $343.00 (+6.85%) Homeowner's exemption | $38,750 (+3%) | $125,033 (+14.58%) Land $102,425 Building $22,608 |
| 2022 | $321.00 Homeowner's exemption | $37,621 | $109,123 Land $91,684 Building $17,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10470 115th Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10470 115th Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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