Kershaw County property record for 1047 Watson Dr, Elgin, SC 29045 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2002 |
| Square Footage | 1,356 sqft Gross Area |
| Lot Size | 84,071 sqft (1.92 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $145,000 (2020) |
| Tax Bill | $978.00 (2025) |
Source: Kershaw County records · APN 335-12-0J-022-S31
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1047 WATSON DR, ELGIN, SC 29045-8915 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2021 | Grant Deed, Transfer GUARANTEED RATE AFFINITY LLC |
| Feb 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST CITIZENS BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Doc Number | 0004381184 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Jan 07, 2021 |
| Property Address | 1047 WATSON DR, ELGIN, SC 29045-8915 |
| Document Number | 0000000175 |
| Book / Page | 004381 / 000184 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 175 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $537.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1047 WATSON DR ELGIN SC 290458915, ELGIN, SC 29045-8915 |
| Document Number | 176 |
|---|---|
| Date | Jan 07, 2021 |
| Book Page | 004381/000188 |
| Instrument | 176 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 06, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KERSHAW SC |
| Recording Date | Feb 18, 2020 |
| Property Address | 1047 WATSON DR, ELGIN, SC 29045-8915 |
| Document Number | 0000001378 |
| Book / Page | 004169 / 000221 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 1378 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $463.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1047 WATSON DR ELGIN SC 290458915, ELGIN, SC 29045-8915 |
| Document Number | 1379 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 004169/000224 |
| Instrument | 1379 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $978.00 (-26.52%) | $145,200 (-) Land $20,000 Building $125,200 | $145,200 (-) |
| 2023 | $1,331.00 | $145,200 Land $20,000 Building $125,200 | $145,200 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,381 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 335-12-0J-022-S31 |
|---|---|
| Alternative APN |
|
| Building Area | 1,356 sqft Gross Area |
|---|---|
| Gross Area | 1,152 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Lot Area | 84,071 sqft (1.92 acres) |
| Patio Area | 24 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 180 sqft Porch |
| Account Number | 39758 |
|---|---|
| Old Parcel Number | 335-12-0J-022 S31 |
| Street Address | 1047 WATSON DR |
| City | ELGIN |
| State | SC |
| Zip | 29045-8915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELGIN ESTATES SUBDIV LOT 22 |
| Legal Subdivision | ELGIN ESTATE |
| Legal Lot Number | 22 |
| Jurisdiction | KERSHAW SC |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 970906 |
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